14 Circle Dr, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 14 Circle Dr, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,992 sqft · built 1967
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Oct 2023)
Tax Bill	$11,174 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2018 Line of Credit
APN	`407403 64.043-1-24`

Property Details

APN / Parcel Number

Primary APN	`407403 64.043-1-24`
Alternative APN	`740306404300010240000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	209 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.043-1-24
Street Address	14 CIRCLE DR
City	POTSDAM
State	NY
Zip	13676-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	85X211X156X208 81SP68000
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3000
Census Tract	490900

Owner

Source: St. Lawrence County and Potsdam Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 LEROY ST, F6, POTSDAM, NY 13676-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	202313167
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 23, 2023
Property Address	14 CIRCLE DR, POTSDAM, NY 13676-3202
Document Number	0000013167
Instrument Date	Oct 6, 2023
Instrument	R-2023-00013167
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CIRCLE DR, POTSDAM, NY 13676-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LEROY ST APT F6, F6, POTSDAM, NY 13676-1624

Mortgage

Document Number	0000013168
Date	Oct 23, 2023
Instrument	R-2023-00013168

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	14 CIRCLE DR, POTSDAM, NY 13676-3202
Document Number	0000014196
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CIRCLE DR POTSDAM NY 136763202, POTSDAM, NY 13676-3202

Mortgage

Document Number	0000014196
Date	Oct 22, 2018
Instrument	14196

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,174.00 (-0.6%)	$240,000 (+28.34%) Land $39,800 Building $200,200	$240,000 (-11.44%) Land $39,800 Building $200,200
2024	$11,241.00	$187,000 (-) Land $17,200 Building $169,800	$271,014 (+7.25%) Land $24,927 Building $246,087
2023		$187,000 Land $17,200 Building $169,800	$252,703 Land $23,243 Building $229,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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