14 Christopher Way, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 14 Christopher Way, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 1997
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,700 (Sep 1997)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Refinance + 3 more
APN	`413800 266.15-1-39`

Property Details

APN / Parcel Number

Primary APN	`413800 266.15-1-39`
Alternative APNs	`380026601500010390000000` `5 J00389`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	898 sqft
2nd Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Width	113 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	391 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J00389
Street Address	14 CHRISTOPHER WAY
City	HALFMOON
State	NY
Zip	12065-2670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	HOUSE/LOT 55
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1034
Census Tract	62505

Owner

Source: Saratoga County and Halfmoon Town records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Jun 19, 2018	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 1997 · Amount on Record
Deed Sale	Sep 11, 1997 · Amount on Record
Deed Book / Page	1470 / 390
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Jul 6, 2026
Property Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Document Number	0000018970
Instrument Date	Jun 29, 2026
Instrument	202618970
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670

Mortgage

Document Number	0000018970,
Date	Jul 6, 2026
Instrument	202618970

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021037113
Date	Oct 14, 2021
Instrument	2021037113

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Document Number	0000019210
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHRISTOPHER WAY HALFMOON NY 120652670, HALFMOON, NY 12065-2670

Mortgage

Document Number	0000019210
Date	Jun 29, 2018
Instrument	19210

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

Interest

Rate	3.77%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Document Number	0000019209
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHRISTOPHER WAY HALFMOON NY 120652670, HALFMOON, NY 12065-2670

Mortgage

Document Number	0000019209
Date	Jun 29, 2018
Instrument	19209

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	14 CHRISTOPHER WAY, HALFMOON, NY 12065-2670
Document Number	0000002520
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHRISTOPHER WAY HALFMOON NY 120652670, HALFMOON, NY 12065-2670

Mortgage

Document Number	0000002520
Date	Jan 25, 2018
Instrument	2520

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 24, 2023

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00	$161,700 (-) Land $36,350 Building $125,350	$434,094 (+14.09%) Land $97,584 Building $336,510
2023		$161,700 Land $36,350 Building $125,350	$380,471 Land $85,530 Building $294,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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