14 Chestnut St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 14 Chestnut St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,240 sqft · built 1920
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Jul 2018)
Tax Bill	$8,914 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Sale & Mortgage
APN	`407403 64.059-8-11.1`

Property Details

APN / Parcel Number

Primary APN	`407403 64.059-8-11.1`
Alternative APN	`740306405900080110010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	108 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	306 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.059-8-11.1
Street Address	14 CHESTNUT ST
City	POTSDAM
State	NY
Zip	13676-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88SP73000 116X63X140X148
Legal Block	8
Legal Lot Number	11.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3005
Census Tract	490800

Owner

14 Chestnut St is owned and occupied by two individuals who bought it in July 2018.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CHESTNUT ST, POTSDAM, NY 13676-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTH CNTRY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20188584
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	14 CHESTNUT ST, POTSDAM, NY 13676-1802
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHESTNUT ST, POTSDAM, NY 13676-1802

Mortgage

Document Number	0000001188
Date	Feb 1, 2021
Instrument	R-2021-00001188

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 9, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 10, 2018
Property Address	14 CHESTNUT ST, POTSDAM, NY 13676-1802
Document Number	0000008584
Instrument Date	Jul 2, 2018
Instrument	8584
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 BAKER AND RUSSELL DR SHIPPENSBURG PA 172579268, SHIPPENSBURG, PA 17257-9268

Mortgage

Document Number	8585
Date	Jul 10, 2018
Instrument	8585

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 14 Chestnut St was $8,914, up 12.1% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,914.00 (+12.08%)
2025	$7,953.00 (+1.29%)	$218,000 (+63.79%) Land $27,300 Building $190,700	$218,000 (+13.01%) Land $27,300 Building $190,700
2024	$7,852.00	$133,100 (-) Land $12,200 Building $120,900	$192,899 (+7.25%) Land $17,681 Building $175,218
2023		$133,100 Land $12,200 Building $120,900	$179,865 Land $16,486 Building $163,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14 Chestnut St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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