14 Chesterfield Ave, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 14 Chesterfield Ave, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,248 sqft · built 1943
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Apr 2020)
Tax Bill	$4,205 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02740 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02740 P:0003`
Alternative APN	`27400003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	27400003
Street Address	14 CHESTERFIELD AVE
City	SPRINGFIELD
State	MA
Zip	01118-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	802400

Owner

14 Chesterfield Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Hampden County and Springfield City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CHESTERFIELD AVE, SPRINGFIELD, MA 01118-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Jan 7, 2016 · Amount on File
Deed Document Number	202018713
Deed Book / Page	23165 / 213
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 1, 2026
Property Address	14 CHESTERFIELD AVE, SPRINGFIELD, MA 01118-1314
Document Number	0000048294
Book / Page	26535 / 66
Instrument Date	Sep 25, 2026
Instrument	202648294
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHESTERFIELD AVE, SPRINGFIELD, MA 01118-1314

Mortgage

Document Number	0000048294,
Date	Oct 1, 2026
Book Page	26535/66
Instrument	202648294

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 15, 2020
Property Address	14 CHESTERFIELD AVE, SPRINGFIELD, MA 01118-1314
Document Number	23170-271
Book / Page	023170 / 000271
Instrument Date	Apr 10, 2020
Instrument	305
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 CHESTERFIELD AVE SPRINGFIELD MA 011181314, SPRINGFIELD, MA 01118-1314

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 10, 2020
Property Address	14 CHESTERFIELD AVE, SPRINGFIELD, MA 01118-1314
Document Number	23165-213
Book / Page	23165 / 213
Instrument Date	Apr 3, 2020
Instrument	18713
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHORT ST, SPRINGFIELD, MA 01108-2868

Tax Assessment & Valuation

The 2026 property tax bill for 14 Chesterfield Ave was $4,205, up 1.2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,205.00 (+1.2%)	$272,000 (+2.64%) Land $47,400 Building $224,600	$301,899 (-2.61%)
2025	$4,155.00	$265,000 Land $47,400 Building $217,600	$309,985 (-1.27%)
2024			$313,975
2023	$3,749.00	$219,900 Land $45,100 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Chesterfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Chesterfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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