14 Cherry Ridge Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 14 Cherry Ridge Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,765 sqft · built 1963
Lot Size	0.73 acres (31,788 sqft)
Owner	2 Company Names on File
Last Sale	$700,000 (Jun 2018)
Tax Bill	$16,495 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F1 B:0032 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F1 B:0032 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,765 sqft Living Area
Gross Area	4,515 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,788 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 CHERRY RIDGE RD
City	ACTON
State	MA
Zip	01720-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32
Legal Lot Number	1
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1012
Census Tract	363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F1 B:0032 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14 CHERRY RIDGE RD, ACTON, MA 01720-2206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Jun 29, 2018	Quit Claim Deed, Transfer CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Book / Page	71250 / 435
Last Transfer Date	Jun 17, 2025
Transfer Doc	00084438-5
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	14 CHERRY RIDGE RD, ACTON, MA 01720-2206
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082905-290
Date	Jun 20, 2024
Book Page	82905/290
Instrument	65390

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	14 CHERRY RIDGE RD, ACTON, MA 01720-2206
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076716-452
Date	Jan 19, 2021
Book Page	76716/452
Instrument	11537

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 29, 2018
Property Address	14 CHERRY RIDGE RD, ACTON, MA 01720-2206
Document Number	071250-435
Book / Page	71250 / 435
Instrument	96821
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$109.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHERRY RIDGE RD, ACTON, MA 01720-2206

Mortgage

Document Number	0712500440
Date	Jun 29, 2018
Instrument	71250/0440

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,495.00 (+7.42%)	$961,800 (+4.42%) Land $323,900 Building $637,900	$969,950 (+5.61%)
2024	$15,355.00 (+2.35%)	$921,100 (+7.81%) Land $323,900 Building $597,200	$918,460
2023	$15,003.00	$854,400 Land $294,700 Building $559,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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