14 Charme Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 14 Charme Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1964
Lot Size	0.341 acres (14,863 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Dec 2022)
Tax Bill	$6,290 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0035 B:0065 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0035 B:0065 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
Gross Area	2,468 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,863 sqft (0.341 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 CHARME RD
City	BILLERICA
State	MA
Zip	01821-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	65
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	1
Census Block	1006
Census Tract	316101

Owner

14 Charme Rd is owned by an individual who bought it in December 2022.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 SHAWSHEEN RD, BILLERICA, MA 01821-5705
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Apr 21, 2005
Deed Book / Page	37554 / 13
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BILLERICA MA
Recording Date	Dec 6, 2022
Property Address	14 CHARME RD, BILLERICA, MA 01821-2112
Document Number	0037554-13
Book / Page	37554 / 13
Instrument Date	Dec 5, 2022
Instrument	49398
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SHAWSHEEN RD, BILLERICA, MA 01821-5705

Mortgage

Document Number	0000049425
Date	Dec 6, 2022
Instrument	49425

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14 Charme Rd was $6,290, up 3.8% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,290.00 (+3.78%)	$541,800 (+1.63%) Land $293,600 Building $247,800	$477,280 (-)
2025	$6,061.00 (+5.12%)	$533,100 (+4.39%) Land $284,900 Building $248,200	$477,280 (+5.02%)
2024	$5,766.00 (+2.02%)	$510,700 (+7.24%) Land $275,800 Building $234,900	$454,480
2023	$5,652.00	$476,200 Land $251,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Charme Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Charme Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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