Santa Cruz County property record for 14 Chappel Loop, Freedom, CA 95019 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 1,873 sqft (0.043 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,000 (2012) |
| Tax Bill | $3,895.00 (2025) |
Source: Santa Cruz County records · APN 015-361-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 CHAPPEL LOOP, FREEDOM, CA 95019-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on Record |
| Deed Sale | Dec 21, 2012 · Amount on Record |
| Prior Sale | Jun 14, 2012 · Amount on Record |
| Deed Doc Number | 201263890 |
| Prior Transfer Date | Apr 08, 2005 |
| Prior Transfer Doc | 0000024169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 14 CHAPPEL LOOP, FREEDOM, CA 95019-2632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000035013 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018-0035013 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 14 CHAPPEL LOOP, FREEDOM, CA 95019-2632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029645 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-0029645 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,198 (+2%) Land $135,026 Building $165,172 | ||
| 2025 | $3,895.00 (+12.51%) | $294,312 (+4.04%) Land $132,379 Building $161,933 | |
| 2024 | $3,462.00 (+1.55%) | ||
| 2023 | $3,409.00 (+1.79%) | $282,883 Land $127,238 Building $155,645 | $539,010 |
| 2022 | $3,349.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 015-361-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,136 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse Style |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,873 sqft (0.043 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 472 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 14 CHAPPEL LOOP |
|---|---|
| City | FREEDOM |
| State | CA |
| Zip | 95019-2632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | ROSE BLOSSOM SUB TR #1439 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | WATSONVILLE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 110601 |
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