Union County and Summit City property record for 14 Chapel St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,885 sqft · built 1918 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Jun 2025) |
| Tax Bill | $10,717 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03701-0000-00005 |
| Primary APN | 18-03701-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,885 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,282 sqft (0.259 acres) |
| Old Parcel Number | 1800009000000004 |
|---|---|
| Street Address | 14 CHAPEL ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 3701 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 38000 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 19, 2025 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 27, 2021 | Grant Deed, Transfer REALSAFE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2025 · Amount on Record |
| Deed Sale | Jun 19, 2025 · Amount on Record |
| Prior Sale | Jan 27, 2021 · Amount on Record |
| Deed Document Number | 202547079 |
| Deed Book / Page | 6585 / 2072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Document Number | 0157532339 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 15753/2339 |
| Instrument | 88010 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 19, 2025 |
| Property Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Document Number | 0065852072 |
| Book / Page | 6585 / 2072 |
| Instrument Date | Jun 6, 2025 |
| Instrument | 47079 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2804 HIGHWAY 54186, PEACHTREE CITY, GA 30269 |
| Name | Verified Name |
|---|---|
| Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Document Number | 0000079177 |
|---|---|
| Date | Jun 19, 2025 |
| Instrument | 79177 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 27, 2021 |
| Property Address | 14 CHAPEL ST, SUMMIT, NJ 07901-4002 |
| Document Number | 0063982831 |
| Book / Page | 006398 / 002831 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 976 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 CHAPEL ST SUMMIT NJ 079014002, SUMMIT, NJ 07901-4002 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,700 (-) Land $72,700 Building $167,000 | $239,700 (-) Land $72,700 Building $167,000 | |
| 2025 | $10,717.00 (+2.64%) | $239,700 (-) Land $72,700 Building $167,000 | $239,700 (-) Land $72,700 Building $167,000 |
| 2024 | $10,441.00 (+1.7%) | ||
| 2023 | $239,700 Land $72,700 Building $167,000 | $239,700 Land $72,700 Building $167,000 | |
| 2022 | $10,266.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures