14 Central Tree Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 14 Central Tree Rd, Rutland, MA 01543

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,456 sqft · built 2006
Lot Size	1.1 acres (48,326 sqft)
Owner	Individual Name on File
Last Sale	$90,500 (Oct 2024)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:059A L:C-4-3`

Property Details

APN / Parcel Number

Primary APN	`M:059A L:C-4-3`
Alternative APN	`RUTL M:59-A B:C L:4 U:3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,274 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	48,326 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 CENTRAL TREE RD
City	RUTLAND
State	MA
Zip	01543-1968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	C
Legal Lot Number	4
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1028
Census Tract	721103

Owner

14 Central Tree Rd, a condominium, is owned by an individual who bought it in October 2024.

Source: Worcester County and Rutland Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 CENTRAL TREE RD, 3, RUTLAND, MA 01543-1968
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on File
Deed Sale	Oct 2, 2024 · Amount on File
Prior Sale	Feb 28, 2007 · Amount on File
Deed Book / Page	71103 / 353
Prior Transfer Date	Sep 27, 2024
Prior Transfer Doc	071103-353
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTLAND MA
Recording Date	Oct 2, 2024
Property Address	14 CENTRAL TREE RD, RUTLAND, MA 01543-1968
Document Number	071103-353
Book / Page	71103 / 353
Instrument Date	Sep 27, 2024
Instrument	80626
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CENTRAL TREE RD # 3, 3, RUTLAND, MA 01543-1968

Mortgage

Document Number	0000080627
Date	Oct 2, 2024
Instrument	80627

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2034
Max Rate At Change	2.75%
Index	5-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 14 Central Tree Rd was $3,757, down 4% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (-3.96%)	$263,800 (-) Building $263,800	$336,775 (+11.41%)
2024	$3,912.00 (+11.77%)	$263,800 (+3.41%) Building $263,800	$302,290
2023	$3,500.00	$255,100 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Central Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Central Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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