Caldwell County property record for 14 Central Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,438 sqft · built 1951 |
| Lot Size | 0.241 acres (10,496 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $581 (2026) |
| Deeds & Mortgages | Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 4 2 2 |
| Primary APN | 08 4 2 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,438 sqft Heated Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,438 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,496 sqft (0.241 acres) |
| Lot Dimensions | 164 ft deep x 64 ft wide |
| Porch | Slab |
| Porch Area | 290 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100587 |
|---|---|
| Street Address | 14 CENTRAL AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1173 PG 0634 YR 96 ST 12.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31402 |
14 Central Ave is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CENTRAL AVE, GRANITE FALLS, NC 28630-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Mar 22, 2019 | Deed of Trust, Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 14 CENTRAL AVE, GRANITE FALLS, NC 28630-1821 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 14 CENTRAL AVE, GRANITE FALLS, NC 28630-1821 |
| Document Number | 0010031372 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 CENTRAL AVE CRANFORD NJ 070162103, CRANFORD, NJ 07016-2103 |
| Document Number | 0010031372 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 001960/000001 |
| Instrument | 10031372 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 200 COLLEGE ST, ASHEVILLE, NC 28801-3032 |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 14 Central Ave was $581, down 6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581.00 (-5.99%) | $120,700 (-) Land $8,800 Building $111,900 | |
| 2025 | $618.00 | $120,700 Land $8,800 Building $111,900 | $120,700 Land $8,800 Building $111,900 |
| 2023 | $54,700 (-) Land $8,100 Building $46,600 | $54,700 (-) Land $8,100 Building $46,600 | |
| 2022 | $355.00 | $54,700 Land $8,100 Building $46,600 | $54,700 Land $8,100 Building $46,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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