14 Centergate Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 14 Centergate Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,223 sqft · built 2023
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,756 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-10F-0179.0000`

Property Details

APN / Parcel Number

Primary APN	`02-10F-0179.0000`
Alternative APN	`19-02-10F-0179.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,223 sqft Living Area
1st Floor Area	1,752 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 CENTERGATE DR
City	CHARLES TOWN
State	WV
Zip	25414-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #179 MAGNOLIA SPRINGS
Legal Lot Number	179
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2032
Census Tract	972506

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CENTERGATE DR, CHARLES TOWN, WV 25414-5761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	14 CENTERGATE DR, CHARLES TOWN, WV 25414-5761
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CENTERGATE DR, CHARLES TOWN, WV 25414-5761

Mortgage

Document Number	002666/557
Date	Mar 2, 2026
Book Page	2666/557
Instrument	202600002824

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,756.00 (-0.76%)	$239,000 (-) Land $75,600 Building $163,400	$398,333 (+0.01%) Land $126,000 Building $272,333
2025	$2,777.00	$239,000 Land $75,600 Building $163,400	$398,300 Land $126,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20