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14 Cedar Trace Ter, Ocala, FL 34472 Property Records

Marion County property record for 14 Cedar Trace Ter, Ocala, FL 34472 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,527 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2023)
Tax Bill$1,842.00 (2025)

Property Details

APN / Parcel Number

Primary APN9009-0074-16
Alternative APNs
  • 1361231000
  • 1361231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,527 sqft Living Area
Gross Area2,222 sqft Gross Area
1st Floor1,527 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleModern Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width125 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area486 sqft Garage

Exterior Amenities

Patio Area99 sqft Patio
PorchOpen Porch
Porch Area110 sqft Porch
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address14 CEDAR TRACE TER
CityOCALA
StateFL
Zip34472-2836
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 05 TWP 16 RGE 23 PLAT BOOK J PAGE 083 SILVER SPRINGS SHORES UNIT 9 BLK 74 LOT 16
Legal Range23E
Legal Township16S
Legal Section5
Legal SubdivisionSILVER SPRINGS SHORES
Legal Block74
Legal Lot Number16
JurisdictionMARION FL
Minor Civil DivisionOCALA
Census Blockgroup3
Census Block3003
Census Tract1204

Owner

Source: Marion County records · APN 9009-0074-16

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14 CEDAR TRACE TER, OCALA, FL 34472-2836
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANUNITED.COM LLC
Sep 27, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 09, 2023Intrafamily Transfer, Transfer
Feb 13, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleFeb 13, 2019 · Amount on Record
Deed Doc Number2023124582
Deed Book / Page8155 / 689
Prior Transfer DateFeb 07, 2022
Prior Transfer Doc0079781386
Record RefreshedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address14 CEDAR TRACE TER, OCALA, FL 34472-2836
Transaction TypeMortgage
Record UpdatedJan 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CEDAR TRACE TER, OCALA, FL 34472-2836

Mortgage

Document Number0084911576
DateDec 12, 2024
Book Page8491/1576
Instrument2024163019
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateSep 27, 2023
Property Address14 CEDAR TRACE TER, OCALA, FL 34472-2836
Document Number0081550689
Book / Page8155 / 689
Map ReferenceMB J PG 83
Instrument DateSep 12, 2023
Instrument2023124582
Transaction TypeTransfer
Record UpdatedJan 05, 2026
Title CompanyAKW TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14 CEDAR TRACE TER, OCALA, FL 34472-2836

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CEDAR TRACE TER, OCALA, FL 34472-2836

Mortgage

Document Number0008155691
DateSep 27, 2023
Instrument8155/691
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION FL
Recording DateFeb 09, 2023
Property Address14 CEDAR TRACE TER, OCALA, FL 34472-2836
Document Number0079781386
Book / Page7978 / 1386
Map ReferenceMB J PG 83-93
Instrument DateFeb 07, 2022
Instrument2023016301
Transaction TypeTransfer
Record UpdatedJan 05, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14 CEDAR TRCE, OCALA, FL 34472-8310

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CEDAR TRACE TER, OCALA, FL 34472-2836

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateFeb 13, 2019
Property Address14 CEDAR TRACE TER, OCALA, FL 34472-2836
Document Number0069140243
Book / Page6914 / 0243
Map ReferenceMB J PG 83-93
Instrument DateFeb 11, 2019
Instrument2019014906
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyAFFILIATED TITLE OF CENTRAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$909.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address832 TAVERNIER CIR NE, 832, PALM BAY, FL 32905-6344

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CEDAR TRACE TER, OCALA, FL 34472-2836

Mortgage

Document Number2019014907
DateFeb 13, 2019
Instrument2019014907
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,842.00 (+19.92%) Homeowner's exemption$123,404 (+7.3%)$197,343 (+3.09%) Land $27,000 Building $170,343
2023$1,536.00 (+3.09%) Homeowner's exemption$115,010 (+3%) Land $20,000 Building $95,010$191,430 (+18.93%) Land $20,000 Building $171,430
2022$1,490.00 Homeowner's exemption$111,660$160,954 Land $14,000 Building $146,954

Flood & Wildfire

14 Cedar Trace Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Marion County (12083C), updated September 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 6th in Florida
Wildfire LikelihoodLow — about 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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