14 Cedar St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 14 Cedar St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,430 sqft · built 1920
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$118,397 (Jan 2022)
Tax Bill	$8,381 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-00087-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`21-00087-0000-00029`
Alternative APNs	`210008700029` `002001`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	002001
Street Address	14 CEDAR ST
City	GARFIELD
State	NJ
Zip	07026-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6250 SF
Legal Subdivision	SADDLE RIVER TOWNSHIP
Legal Block	87
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	2
Census Block	2001
Census Tract	21300

Owner

14 Cedar St is owned by two individuals who acquired it in June 2023.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 LOCKWOOD RD, RIDGEWOOD, NJ 07450-5318
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Intrafamily Transfer, Transfer FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC
Jul 6, 2023	Intrafamily Transfer, Transfer
Jan 20, 2022	Deed, Transfer FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC
Jan 20, 2022	Intrafamily Transfer, Transfer FIRST BERGEN TITLE AGCY LLC
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OMEGA FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Deed Document Number	20228362
Deed Book / Page	4544 / 797
Last Transfer Date	Jun 8, 2023
Transfer Doc	0050300865
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 6, 2023
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0050300872
Book / Page	5030 / 872
Instrument Date	Jun 9, 2023
Instrument	2023043976
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 LOCKWOOD RD, RIDGEWOOD, NJ 07450-5318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LOCKWOOD RD, RIDGEWOOD, NJ 07450-5318

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 6, 2023
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0050300865
Book / Page	5030 / 865
Instrument Date	Jun 8, 2023
Instrument	2023043975
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 LOCKWOOD RD, RIDGEWOOD, NJ 07450-5318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LOCKWOOD RD, RIDGEWOOD, NJ 07450-5318

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 20, 2022
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0045440797
Book / Page	4544 / 797
Instrument Date	Dec 20, 2021
Instrument	2022008362
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$474.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR ST, GARFIELD, NJ 07026-2804

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 20, 2022
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0045440791
Book / Page	4544 / 791
Instrument Date	Dec 20, 2021
Instrument	2022008361
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST BERGEN TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CEDAR ST, 14, GARFIELD, NJ 07026-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	131 PINE ISLAND TER, KEYPORT, NJ 07735-6132

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2018
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0030922050
Book / Page	003092 / 002050
Instrument Date	Sep 27, 2018
Instrument	76616
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	79 WILSON ST SADDLE BROOK NJ 076634431, SADDLE BROOK, NJ 07663-4431

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 23, 2018
Property Address	14 CEDAR ST, GARFIELD, NJ 07026-2804
Document Number	0030042439
Book / Page	003004 / 002439
Instrument Date	Jun 19, 2018
Instrument	52365
Transaction Type	Construction Loan
Record Updated	Nov 30, 2018
Title Company	EXCEL SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 DIETRICH ST LITTLE FERRY NJ 076432122, LITTLE FERRY, NJ 07643-2122

Mortgage

Document Number	30042439
Date	Jul 23, 2018
Book Page	003004/002439
Instrument	52365

Lender

Name	OMEGA FIN'L SVCS
Type	Funding / Finance Company
Address	UNION, NJ 07083

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14 Cedar St was $8,381, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,900 (-) Land $119,900 Building $121,000	$240,900 (-) Land $119,900 Building $121,000
2025	$8,381.00 (+4.25%)	$240,900 Land $119,900 Building $121,000	$240,900 Land $119,900 Building $121,000
2024	$8,039.00
2023		$240,900 (-) Land $119,900 Building $121,000	$240,900 (-) Land $119,900 Building $121,000
2022	$7,013.00 (+10.55%) Veteran's exemption	$240,900 Land $119,900 Building $121,000	$240,900 Land $119,900 Building $121,000
2021	$6,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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