14 Cedar Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 14 Cedar Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1925
Lot Size	0.159 acres (6,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Nov 2021)
Tax Bill	$11,201 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0022 B:0077 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0022 B:0077 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	3,350 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,917 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	14 CEDAR RD
City	SWAMPSCOTT
State	MA
Zip	01907-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Block	77
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	4
Census Block	4004
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CEDAR RD, SWAMPSCOTT, MA 01907-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF NH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Book / Page	40531 / 358
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Nov 30, 2021
Property Address	14 CEDAR RD, SWAMPSCOTT, MA 01907-2309
Document Number	040531-358
Book / Page	40531 / 358
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 CEDAR RD, SWAMPSCOTT, MA 01907-2309

Mortgage

Document Number	0040531360
Date	Nov 30, 2021
Instrument	40531/360

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 27, 2018
Property Address	14 CEDAR RD, SWAMPSCOTT, MA 01907-2309
Document Number	36674-90
Book / Page	036674 / 000090
Instrument Date	Apr 26, 2018
Instrument	1804271640
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR RD SWAMPSCOTT MA 019072309, SWAMPSCOTT, MA 01907-2309

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 19, 2018
Property Address	14 CEDAR RD, SWAMPSCOTT, MA 01907-2309
Document Number	36658-268
Book / Page	036658 / 000268
Instrument Date	Apr 19, 2018
Instrument	1804193220
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,624.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 KAHLIKO LN BEDFORD NH 031104931, BEDFORD, NH 03110-4931

Mortgage

Document Number	36658-270
Date	Apr 19, 2018
Book Page	036658/000270
Instrument	1804193230

Lender

Name	BANK OF NH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Interest

Rate	3.88%

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,201.00 (+7.63%)	$933,400 (+2.88%) Land $365,800 Building $567,600	$1,051,028 (+15.1%)
2025	$10,407.00 (+21.45%)	$907,300 (+24.3%) Land $365,800 Building $541,500	$913,140
2023	$8,569.00	$729,900 Land $312,200 Building $417,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	122 (1978–2018)
Claims Outside the SFHA	23 of 122
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 12 claims Coastal Storm, Oct 1991 · 21 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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