Richland County property record for 14 Cedar Croft Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,585 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Dec 2018) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02416-10-12 |
| Primary APN | 02416-10-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,585 sqft Heated Area |
| Gross Area | 3,421 sqft |
| 1st Floor Area | 2,585 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 485 sqft |
| Porch | Slab |
| Porch Area | 351 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02118336 |
|---|---|
| Street Address | 14 CEDAR CROFT CT |
| City | IRMO |
| State | SC |
| Zip | 29063-6201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 69 59.6X119.2X90.5X135.7 #SU CEDAR MILL PH 1 #PR RB2148-2454 |
| Legal Subdivision | CEDAR MILL |
| Legal Lot Number | 59,69 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 10311 |
14 Cedar Croft Ct is owned and occupied by two individuals who bought it in December 2018.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CEDAR CROFT CT, IRMO, SC 29063-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Dec 28, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on File |
| Deed Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 201895410 |
| Deed Book / Page | 2361 / 2220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 14 CEDAR CROFT CT, IRMO, SC 29063-6201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026633939 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 2663/3939 |
| Instrument | 2021060820 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 14 CEDAR CROFT CT, IRMO, SC 29063-6201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026681609 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 2668/1609 |
| Instrument | 2021063686 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 14 CEDAR CROFT CT, IRMO, SC 29063-6201 |
| Document Number | 2444/2873 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 CEDAR CROFT CT IRMO SC 290636201, IRMO, SC 29063-6201 |
| Document Number | 2444/2873 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 002444/002873 |
| Instrument | 84632 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 11, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 28, 2018 |
| Property Address | 14 CEDAR CROFT CT, IRMO, SC 29063-6201 |
| Document Number | 2361/2220 |
| Book / Page | 002361 / 002220 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 95410 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,209.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 CEDAR CROFT CT IRMO SC 290636201, IRMO, SC 29063-6201 |
| Document Number | 2361/2223 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 002361/002223 |
| Instrument | 95411 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
The 2025 property tax bill for 14 Cedar Croft Ct was $2,736.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 Homeowner's exemption | $376,100 | $378,600 Land $50,000 Building $328,600 |
| 2023 | $13,080 | $327,000 | |
| 2022 | $4,466.00 (+97.52%) | ||
| 2021 | $2,261.00 | $13,080 | $327,000 Land $50,000 Building $277,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Cedar Croft Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cedar Croft Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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