14 Cavite St, Devens, MA 01434 Property Records

Worcester County and Harvard Town property record for 14 Cavite St, Devens, MA 01434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 2012
Lot Size	0.354 acres (15,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Oct 2025)
Tax Bill	$10,658 (2026)
Deeds & Mortgages	Jan 2025 Refinance Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3520260001001070`

Property Details

APN / Parcel Number

Primary APN	`3520260001001070`
Alternative APN	`DEVE M:026.0 B:0010 L:0107.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,403 sqft (0.354 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3520260001001070
Street Address	14 CAVITE ST
City	DEVENS
State	MA
Zip	01434-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	10
Legal Lot Number	107.0
Jurisdiction	DEVENS MA
Township / Civil Division	HARVARD
Census Block Group	2
Census Block	2042
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CAVITE ST, DEVENS, MA 01434-5208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Oct 28, 2025	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Apr 19, 2012 · Amount on Record
Deed Book / Page	72741 / 65
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	14 CAVITE ST, DEVENS, MA 01434-5208
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071588-112
Date	Jan 30, 2025
Book Page	71588/112
Instrument	8118

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Oct 28, 2025
Property Address	14 CAVITE ST, DEVENS, MA 01434-5208
Document Number	0072741-65
Book / Page	72741 / 65
Instrument Date	Oct 28, 2025
Instrument	93402
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 CAVITE ST, HARVARD, MA 01451

Mortgage

Document Number	0000093403
Date	Oct 28, 2025
Instrument	93403

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEVENS MA
Property Address	14 CAVITE ST, DEVENS, MA 01434-5208
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62358-154
Date	May 8, 2020
Book Page	62358/154
Instrument	46822

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,658.00 (+32.3%)	$857,460 (+33.58%) Land $144,460 Building $713,000	$898,177 (-5.46%)
2025	$8,056.00 (+1.12%)	$641,900 (+4.17%) Land $144,500 Building $497,400	$950,000 (+38.79%)
2024	$7,967.00 (+1.17%)	$616,200 (+6.26%) Land $136,200 Building $480,000	$684,475
2023	$7,875.00	$579,900 Land $136,200 Building $443,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEVENS MASSDEVELOPMENT state or territorial government · serves 6,500 people · EPA ID MA2019001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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