14 Cave Summit Trl, Leicester, NC 28748 Property Records

Buncombe County property record for 14 Cave Summit Trl, Leicester, NC 28748

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,483 sqft · built 2004
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jun 2021)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`709665-2020-202`

Property Details

APN / Parcel Number

Primary APN	`709665-2020-202`
Alternative APNs	`8699-64-8621-00000` `869900647545000` `008266783`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,483 sqft Living Area
Gross Area	4,131 sqft
1st Floor Area	2,081 sqft
Basement Area	2,050 sqft
Finished Basement	1,402 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	388 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	709665-2020-202
Street Address	14 CAVE SUMMIT TRL
City	LEICESTER
State	NC
Zip	28748-0319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLUE MIST FARMS LOT: LOT 83 PLAT: 0090-0042
Legal Subdivision	BLUE MIST FARMS
Legal Block	5
Legal Lot Number	83
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LEICESTER
Census Block Group	5
Census Block	5012
Census Tract	2608

Owner

14 Cave Summit Trl is owned and occupied by an individual who bought it in June 2021.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	6083 / 1665
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0059920973
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 23, 2021
Property Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319
Document Number	0060831665
Book / Page	6083 / 1665
Map Reference	MB 90 PG 42
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 20976, ST SIMONS ISLAND, GA 31522-7676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319

Mortgage

Document Number	60831668
Date	Jun 23, 2021
Instrument	6083/1668

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059240683
Date	Jul 22, 2020
Book Page	5924/683

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SCHOFIELD, WI 54476

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 14, 2020
Property Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319
Document Number	0059920973
Book / Page	005992 / 000973
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 CAVE SUMMIT TRL LEICESTER NC 287480319, LEICESTER, NC 28748-0319

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 30, 2018
Property Address	14 CAVE SUMMIT TRL, LEICESTER, NC 28748-0319
Document Number	0056880783
Book / Page	5688 / 0783
Map Reference	MB 90 PG 42
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 HIGHLAND CT, 7701, EVANSVILLE, IN 47720-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAVE SUMMIT TRL # 83, 83, LEICESTER, NC 28748-0319

Mortgage

Document Number	56880746
Date	Jul 30, 2018
Instrument	5688/0746

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14 Cave Summit Trl was $3,514, up 4.4% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00 (+4.43%)	$511,600 Land $41,800 Building $469,800	$511,600 Land $41,800 Building $469,800
2024	$3,365.00 (+3.06%)
2023	$3,265.00	$511,600	$511,600 Land $41,800 Building $469,800
2021			$511,600 Land $41,800 Building $469,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cave Summit Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cave Summit Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cave Summit Trl

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