14 Carpenter St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 14 Carpenter St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1950
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Jun 2018)
Tax Bill	$4,461 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:204 L:73`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:204 L:73`
Alternative APN	`M:329204 B:00073 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,038 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 CARPENTER ST
City	WESTFIELD
State	MA
Zip	01085-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	73
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2016
Census Tract	812800

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CARPENTER ST, WESTFIELD, MA 01085-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	May 28, 2014 · Amount on Record
Deed Book / Page	22245 / 231
Transfer Doc	0020292-21
Record Updated	Oct 29, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jun 29, 2018
Property Address	14 CARPENTER ST, WESTFIELD, MA 01085-1106
Document Number	22245-231
Book / Page	22245 / 231
Instrument	37233
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CARPENTER ST, WESTFIELD, MA 01085-1106

Mortgage

Document Number	222450236
Date	Jun 29, 2018
Instrument	22245/0236

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2028

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,461.00 (+5.71%)	$298,800 (+7.48%) Land $93,000 Building $205,800	$307,968 (+5.73%)
2025	$4,220.00 (+2.11%)	$278,000 (+14.22%) Land $97,100 Building $180,900	$291,270 (+28.77%)
2024			$226,195
2023	$4,133.00	$243,400 Land $84,100 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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