14 Caroline Dr, South River, NJ 08882 Property Records

Middlesex County and South River Borough property record for 14 Caroline Dr, South River, NJ 08882

Property Summary

Property Type	Single Family Home
Details	1,052 sqft · built 1962
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Feb 2019)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00351-04-00003`

Property Details

APN / Parcel Number

Primary APN	`23-00351-04-00003`
Alternative APN	`2300351400003`

Interior

Building Area	1,052 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	2300351400003
Street Address	14 CAROLINE DR
City	SOUTH RIVER
State	NJ
Zip	08882-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	75X120
Legal Subdivision	BRENTWOOD/SOUTH RIVER SEC 1
Legal Block	351.4
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3005
Census Tract	7000

Owner

14 Caroline Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Middlesex County and South River Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Feb 20, 2019	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Deed Document Number	201912779
Deed Book / Page	17426 / 1850
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503

Mortgage

Document Number	0000007798
Date	Feb 9, 2024
Book Page	19397/83
Instrument	2024007798

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503

Mortgage

Document Number	0000005725
Date	Jan 12, 2022
Book Page	18786/83
Instrument	2022005725

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Mar 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 20, 2019
Property Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503
Document Number	201900012779
Book / Page	17426 / 1850
Map Reference	MAP 2426-948
Instrument Date	Feb 8, 2019
Instrument	201900012779
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	VINTAGE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 TINGLEY LN, 96, EDISON, NJ 08820-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAROLINE DR, SOUTH RIVER, NJ 08882-2503

Mortgage

Document Number	201900012780
Date	Feb 20, 2019
Instrument	201900012780

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000012781
Date	Feb 20, 2019
Book Page	17426/1869
Instrument	201900012781

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 8, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 14 Caroline Dr was $6,531, up 4.8% from the year before.

Source: Middlesex County and South River Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	South River Borough
Unified School District	South River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,700 (-) Land $160,500 Building $84,200	$244,700 (-) Land $160,500 Building $84,200
2025	$6,531.00 (+4.8%)	$244,700 Land $160,500 Building $84,200	$244,700 Land $160,500 Building $84,200
2024	$6,232.00
2023		$244,700 Land $160,500 Building $84,200	$244,700 Land $160,500 Building $84,200
2022	$5,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Caroline Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Caroline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER W DEPT serves 16,000 people · EPA ID NJ1223001
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2025
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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