14 Captain Jack Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 14 Captain Jack Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 1991
Lot Size	0.275 acres (11,960 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:100 P:X14`

Property Details

APN / Parcel Number

Primary APN	`HARW M:100 P:X14`
Alternative APNs	`M:00100 B:X014 L:000` `7485`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	4,944 sqft
1st Floor Area	1,448 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,960 sqft (0.275 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7485
Street Address	14 CAPTAIN JACK RD
City	HARWICH
State	MA
Zip	02645-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HARWICH HEIGHTS
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4007
Census Tract	11002

Owner

14 Captain Jack Rd is owner-occupied and held in a trust since July 2019.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 27, 2021	Deed, Transfer
Jan 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 25, 2019
Transfer Doc	032188-326
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034242-270
Date	Jun 25, 2021
Book Page	34242/270
Instrument	42863

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034806-73
Date	Jan 5, 2022
Book Page	34806/73

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037236-285
Date	Oct 14, 2025
Book Page	37236/285
Instrument	41701

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARWICH MA
Recording Date	Dec 27, 2021
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Document Number	0034785-72
Book / Page	34785 / 72
Instrument Date	Dec 16, 2021
Instrument	83834
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32623-185
Date	Jan 15, 2020
Book Page	32623/185
Instrument	2228

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jul 30, 2019
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Document Number	32188-349
Book / Page	032188 / 000349
Instrument Date	Jul 25, 2019
Instrument	35817
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAPTAIN JACK RD HARWICH MA 026451011, HARWICH, MA 02645-1011

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jul 30, 2019
Property Address	14 CAPTAIN JACK RD, HARWICH, MA 02645-1011
Document Number	32188-323
Book / Page	032188 / 000323
Instrument Date	Jul 25, 2019
Instrument	35814
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CAPTAIN JACK RD HARWICH MA 026451011, HARWICH, MA 02645-1011

Mortgage

Document Number	32188-326
Date	Jul 30, 2019
Book Page	032188/000326
Instrument	35815

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Captain Jack Rd was $5,439, up 3.9% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,439.00 (+3.86%)	$920,300 (+5.96%) Land $201,100 Building $719,200	$1,591,345
2024	$5,237.00 (+5.37%)	$868,500 (+16.03%) Land $189,700 Building $678,800
2023	$4,970.00	$748,500 Land $172,400 Building $576,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Captain Jack Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Captain Jack Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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