Worcester County property record for 14 Candytuft Ln, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,226 sqft · built 1985 |
| Lot Size | 0.274 acres (11,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2016) |
| Tax Bill | $2,554 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-102653 |
| Primary APN | 03-102653 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,226 sqft Total Area |
| Basement Area | 920 sqft |
| Finished Basement | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,939 sqft (0.274 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 192 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 102653 |
|---|---|
| Street Address | 14 CANDYTUFT LN |
| City | BERLIN |
| State | MD |
| Zip | 21811-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-15A-059 11939 SQ FT CANDYTUFT LN PL OCEAN PINES SEC 15A |
| Legal Subdivision | OCEAN PINES SEC 15A |
| Legal Lot Number | 59 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 951101 |
14 Candytuft Ln is owned and occupied by two individuals who bought it in August 2016.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CANDYTUFT LN, BERLIN, MD 21811-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on File |
| Deed Sale | Aug 17, 2016 · Amount on File |
| Prior Sale | Jul 20, 2011 · Amount on File |
| Deed Book / Page | 6825 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Document Number | 0090310028 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 9031/28 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Document Number | 0086560393 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 8656/393 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 274 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Document Number | 0085720143 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 8572/143 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 279 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 14 CANDYTUFT LN, OCEAN PINES, MD 21811-2050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14 CANDYTUFT LN, BERLIN, MD 21811-2050 |
| Document Number | 0083860393 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 8386/393 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Aug 1, 2046 |
The 2026 property tax bill for 14 Candytuft Ln was $2,554, up 8.9% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (+8.87%) | $276,700 | $299,200 Land $82,000 Building $217,200 |
| 2025 | $2,346.00 | ||
| 2023 | $2,142.00 | $223,833 | $231,700 Land $67,500 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Candytuft Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Candytuft Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
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