14 Cambridge Circle Ct, Ballwin, MO 63011 Property Records

St. Louis County property record for 14 Cambridge Circle Ct, Ballwin, MO 63011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,478 sqft · built 1983
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$347,130 (Aug 2025)
Tax Bill$6,678 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21Q-54-0594

Property Details

APN / Parcel Number

Primary APN21Q-54-0594

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area3,089 sqft
1st Floor Area1,068 sqft
Basement Area105 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions192 ft deep x 53 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area270 sqft
Patio Area224 sqft
Balcony Area57 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14 CAMBRIDGE CIRCLE CT
CityBALLWIN
StateMO
Zip63011-2974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCAMBRIDGE ESTATES PLAT ONE A SECTION OF LAFAYETTE FARMS LOT 167 8 11 83
Legal SubdivisionCAMBRIDGE ESTATES PLAT ONE
Legal Lot Number167
JurisdictionST LOUIS MO
Township / Civil DivisionMISSOURI RIVER
Census Block Group2
Census Block2008
Census Tract217702

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2025Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Aug 7, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMERCIAL BANK
Aug 7, 2025Warranty Deed, Transfer
USTC, UST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2025 · Amount on Record
Deed SaleAug 7, 2025 · Amount on Record
Deed Document Number2025237
Prior Transfer DateOct 4, 2013
Prior Transfer Doc0207271553
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974

Mortgage

Document Number2025052700542
DateMay 27, 2025
Instrument2025052700542
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 9, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 7, 2025
Property Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974
Document Number2025080700237
Map ReferenceMB 219 PG 66&67
Instrument DateJul 24, 2025
Instrument2025080700237
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 COUCH AVE, KIRKWOOD, MO 63122-5536

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974

Mortgage

Document Number2025080700238
DateAug 7, 2025
Instrument2025080700238
Lender
NameCOMMERCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2040

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 7, 2025
Property Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974
Document Number2025080700237
Map ReferenceMB 219 PG 66&67
Instrument DateJul 24, 2025
Instrument2025080700237
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyUSTC, UST

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address555 COUCH AVE, KIRKWOOD, MO 63122-5536

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 CAMBRIDGE CIRCLE CT, BALLWIN, MO 63011-2974

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,040 (-) Land $53,410 Building $55,630$573,900 (-) Land $281,100 Building $292,800
2025$6,678.00 (+6.29%)$109,040 (+12.51%) Land $53,410 Building $55,630$573,900 (+12.51%) Land $281,100 Building $292,800
2024$6,283.00 (-0.9%)$96,920 (-) Land $42,730 Building $54,190
2023$6,340.00 (+6.36%)$96,920 (+15.55%) Land $42,730 Building $54,190$510,100 (+15.54%) Land $224,900 Building $285,200
2022$5,961.00$83,880 Land $40,260 Building $43,620
2021$441,500 Land $211,900 Building $229,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1980–2013)
Claims Outside the SFHA4 of 5
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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