Montgomery County property record for 14 Cairn Oaks Pl, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,043 sqft · built 2002 |
| Lot Size | 0.404 acres (17,588 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $10,081 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9599-00-01000 |
| Primary APN | 9599-00-01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,043 sqft Living Area |
| Gross Area | 3,756 sqft |
| 1st Floor Area | 2,627 sqft |
| 2nd Floor Area | 416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,588 sqft (0.404 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14 CAIRN OAKS PL |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77381-4285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WDLNDS GROGANS FOREST 01, BLOCK 1, LOT 10 |
| Legal Subdivision | WDLNDS GROGANS FOREST 01 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 690702 |
Source: Montgomery County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 14 CAIRN OAKS PL, SPRING, TX 77381-4285 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 20, 2021 | Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENCOMPASS LENDING GROUP LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 |
| Deed Sale | Nov 1, 2024 |
| Prior Sale | May 20, 2021 · Amount on Record |
| Deed Document Number | 2024110171 |
| Prior Transfer Date | Oct 24, 2024 |
| Prior Transfer Doc | 0000110171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 20, 2021 |
| Property Address | 14 CAIRN OAKS PL, SPRING, TX 77381-4285 |
| Document Number | 0000068741 |
| Map Reference | CAB Q SH 114 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021068741 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CAIRN OAKS PL, SPRING, TX 77381-4285 |
| Document Number | 0000068742 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021068742 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 14 CAIRN OAKS PL, SPRING, TX 77381-4285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000151737 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020151737 |
| Name | ENCOMPASS LENDING GROUP LP |
|---|---|
| Type | Mortgage Company |
| Address | KATY, TX 77494 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Montgomery County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $637,881 (-3.7%) Land $80,000 Building $557,881 | $637,881 (-3.7%) Land $80,000 Building $557,881 | |
| 2024 | $10,081.00 (+13.04%) Homeowner's exemption | $662,373 (+4.77%) Land $80,000 Building $582,373 | $662,373 (+4.77%) Land $80,000 Building $582,373 |
| 2023 | $8,918.00 Homeowner's exemption | $632,220 Land $80,000 Building $552,220 | $632,220 Land $80,000 Building $552,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 146 policies |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Consolidated Communications, Verizon.
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