14 Butternut Cir, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 14 Butternut Cir, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,196 sqft · built 1984
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Jun 2023)
Tax Bill	$4,127 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:040 L:101`

Property Details

APN / Parcel Number

Primary APN	`COTU M:040 L:101`
Alternative APN	`25289`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,928 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	25289
Street Address	14 BUTTERNUT CIR
City	COTUIT
State	MA
Zip	02635-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	101
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2016
Census Tract	13200

Owner

14 Butternut Cir is owned and occupied by two individuals who acquired it in September 2026.

Source: Barnstable County and Barnstable Town City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 BUTTERNUT CIR, COTUIT, MA 02635-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MEADOWBROOK MORTGAGE CORPORATION
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Document Number	202323531
Deed Book / Page	35838 / 248
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000040714
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Sep 30, 2026
Property Address	14 BUTTERNUT CIR, COTUIT, MA 02635-2406
Document Number	0000040714
Book / Page	37881 / 222
Instrument Date	Sep 21, 2026
Instrument	202640714
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NU WORLD TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 BUTTERNUT CIR, COTUIT, MA 02635-2406

Mortgage

Date	Sep 30, 2026

Lender

Name	MEADOWBROOK MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	14 BUTTERNUT CIR, COTUIT, MA 02635-2406
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31893-29
Date	Mar 18, 2019
Book Page	31893/29
Instrument	11594

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	14 BUTTERNUT CIR, COTUIT, MA 02635-2406
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31893-14
Date	Mar 18, 2019
Book Page	31893/14
Instrument	11593

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Butternut Cir was $4,127, up 6.6% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,127.00 (+6.64%)	$494,300 (+0.65%) Land $162,900 Building $331,400	$653,315
2024	$3,870.00 (+7.26%)	$491,100 (+13.92%) Land $162,900 Building $328,200
2023	$3,608.00	$431,100 Land $148,100 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Butternut Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Butternut Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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