14 Broad St, Berlin, MD 21811 Property Records

Worcester County property record for 14 Broad St, Berlin, MD 21811

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	576 sqft · built 1900
Lot Size	0.017 acres (720 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Oct 2021)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-028860`

Property Details

APN / Parcel Number

Primary APN	`03-028860`
Alternative APN	`028860`

Interior

Stories	1 Story
Building Area	576 sqft Total Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	720 sqft (0.017 acres)
Lot Dimensions	36 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	028860
Street Address	14 BROAD ST
City	BERLIN
State	MD
Zip	21811-1014
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-1
Legal Description	20' X 36' S SIDE BROAD & GAY STS BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1039
Census Tract	951000

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34910 DELAWARE AVE, FRANKFORD, DE 19945-3823
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage ARTISANS BANK
Oct 6, 2021	Deed, Transfer OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP
Feb 27, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	May 14, 2014 · Amount on Record
Deed Book / Page	8189 / 163
Last Transfer Date	Feb 6, 2025
Transfer Doc	0088940001
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	14 BROAD ST, BERLIN, MD 21811-1014
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084890133
Date	Nov 7, 2022
Book Page	8489/133

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 6, 2021
Property Address	14 BROAD ST, BERLIN, MD 21811-1014
Document Number	0081890163
Book / Page	8189 / 163
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 27, 2019
Property Address	14 BROAD ST, BERLIN, MD 21811-1014
Document Number	0073710134
Book / Page	007371 / 000134
Instrument Date	Aug 12, 2018
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1661 NEW POINT COMFORT RD ENGLEWOOD FL 342234812, ENGLEWOOD, FL 34223-4812

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,967 (+5.28%)	$130,900 (+15.84%) Land $91,800 Building $39,100
2025	$1,973.00 (-1.65%)	$113,000 (+0.47%) Land $71,200 Building $41,800	$113,000 (-) Land $71,200 Building $41,800
2023	$2,006.00	$112,467	$113,000 Land $71,200 Building $41,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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