14 Branch Rd, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 14 Branch Rd, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,324 sqft · built 1850
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Oct 2025)
Tax Bill	$8,610 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`KEEN M:240 L:1`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:240 L:1`
Alternative APNs	`240001000000000` `142020020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	1,181 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	240001000000000
Street Address	14 BRANCH RD
City	KEENE
State	NH
Zip	03431-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	1
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1007
Census Tract	971100

Owner

14 Branch Rd is owned by two individuals who bought it in October 2025.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 W SURRY RD, KEENE, NH 03431-4945
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer EMM LOANS LLC
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Nov 16, 2021 · Amount on File
Deed Book / Page	3328 / 1294
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Oct 29, 2025
Property Address	14 BRANCH RD, KEENE, NH 03431-5601
Document Number	03328-1294
Book / Page	3328 / 1294
Instrument Date	Oct 29, 2025
Instrument	2508475
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 W SURRY RD, KEENE, NH 03431-4945

Mortgage

Document Number	0002508476
Date	Oct 29, 2025
Instrument	2508476

Lender

Name	EMM LOANS LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Nov 16, 2021
Property Address	14 BRANCH RD, KEENE, NH 03431-5601
Document Number	3190-312
Book / Page	3190 / 312
Instrument Date	Nov 12, 2021
Instrument	2112592
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 UNITY ST, ROCHESTER, NH 03868-5844

Mortgage

Document Number	2112593
Date	Nov 16, 2021
Instrument	2112593

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Branch Rd was $8,610, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,610.00 (+3.94%)	$250,500 (-) Land $36,600 Building $213,900
2024	$8,284.00 (+5.3%)	$250,500 (+1.54%) Land $36,600 Building $213,900
2023	$7,867.00 (+2.77%)	$246,700 (-) Land $32,800 Building $213,900
2022	$7,655.00	$246,700 Land $32,800 Building $213,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Branch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1982–2012)
Claims Outside the SFHA	2 of 21
Most Recent Claim	May 2012 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Branch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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