Essex County and Montclair Township property record for 14 Brainard St, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,662 sqft · built 1910 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (May 2021) |
| Tax Bill | $18,733 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01006-0000-00007 |
| Primary APN | 13-01006-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,662 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 144 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130100600007 |
|---|---|
| Street Address | 14 BRAINARD ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X144 IRR |
| Legal Block | 1006 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 BRAINARD ST, MONTCLAIR, NJ 07043-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Mar 17, 2020 | Deed of Trust, Mortgage SPENCER SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2013 · Amount on Record |
| Deed Document Number | 202156211 |
| Prior Transfer Date | Sep 17, 1990 |
| Prior Transfer Doc | 5143000305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 4, 2021 |
| Property Address | 14 BRAINARD ST, MONTCLAIR, NJ 07043-1611 |
| Document Number | 2021056211 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021056211 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147B ELIZABETH AVE, 147B, LAVALLETTE, NJ 08735-2618 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 BRAINARD ST, MONTCLAIR, NJ 07043-1611 |
| Investor | Possibly a Property Investor |
| Document Number | 2021056212 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021056212 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 BRAINARD ST, MONTCLAIR, NJ 07043-1611 |
| Document Number | 0000036479 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 BRAINARD ST MONTCLAIR NJ 070431611, MONTCLAIR, NJ 07043-1611 |
| Document Number | 0000036479 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 36479 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 BRAINARD ST, MONTCLAIR, NJ 07043-1611 |
| Document Number | 0000034639 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 806 MORRIS TPKE SHORT HILLS NJ 070782626, SHORT HILLS, NJ 07078-2626 |
| Document Number | 0000034639 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 34639 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 611 RIVER DR, ELMWOOD PARK, NJ 07407-1325 |
| Amount | Amount Recorded |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,800 (-) Land $341,800 Building $191,000 | $532,800 (-) Land $341,800 Building $191,000 | |
| 2025 | $18,733.00 (+3.32%) | $532,800 (-) Land $341,800 Building $191,000 | $532,800 (-) Land $341,800 Building $191,000 |
| 2024 | $18,131.00 (+3.5%) | ||
| 2023 | $532,800 Land $341,800 Building $191,000 | $532,800 Land $341,800 Building $191,000 | |
| 2022 | $17,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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