14 Bimini Ln, Berlin, MD 21811 Property Records

Worcester County property record for 14 Bimini Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,726 sqft · built 1995
Lot Size	0.177 acres (7,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Nov 2023)
Tax Bill	$3,728 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-038793`

Property Details

APN / Parcel Number

Primary APN	`03-038793`
Alternative APN	`038793`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,726 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,699 sqft (0.177 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038793
Street Address	14 BIMINI LN
City	BERLIN
State	MD
Zip	21811-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-01-215 7699 SQ FT BIMINI LANE PLAT OCEAN PINES SEC 1
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	215
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3007
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2205 NORDOK PL, ALEXANDRIA, VA 22306-2532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 10, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit WENDY WISCH O GRADY
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 18, 2021	Deed, Transfer · Conventional Mortgage S & T BANK
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Book / Page	8664 / 66
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0084030032
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 3, 2023
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Document Number	0086640066
Book / Page	8664 / 66
Map Reference	MB FWH 8 FO 20
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2205 NORDOK PL, ALEXANDRIA, VA 22306-2532

Mortgage

Document Number	0086640072
Date	Nov 3, 2023
Instrument	8664-0072

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Jun 10, 2022
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Document Number	0084030032
Book / Page	8403 / 32
Map Reference	MB FWH 8 FO 20
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14 BIMINI LN # 5, 5, BERLIN, MD 21811-1800

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	MID-ATLANTIC SETTLEMENT SERVICES, MID ATLANTIC SETTLEMENT SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083080333
Date	Feb 10, 2022
Book Page	8308/333

Lender

Name	WENDY WISCH O GRADY
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083080338
Date	Feb 10, 2022
Book Page	8308/338

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 18, 2021
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Document Number	0079740299
Book / Page	7974 / 299
Map Reference	MB 8 FO 20
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1263 FAWNWOOD DR, LANCASTER, PA 17601-1717

Mortgage

Document Number	0007974304
Date	Mar 18, 2021
Instrument	7974/304

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	14 BIMINI LN, OCEAN PINES, MD 21811-1800
Document Number	0076060208
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 BIMINI LN BERLIN MD 218111800, BERLIN, MD 21811-1800

Mortgage

Document Number	0076060208
Date	Mar 3, 2020
Book Page	007606/000208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,728.00 (+6.15%)	$403,933 (+6.14%)	$427,300 (-) Land $80,700 Building $346,600
2025	$3,512.00 (+13.66%)	$380,567 (+17.86%)	$427,300 (+19.62%) Land $80,700 Building $346,600
2023	$3,090.00	$322,900	$357,200 Land $80,700 Building $276,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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