14 Bill Stepp Br, Inez, KY 41224 Property Records

Martin County property record for 14 Bill Stepp Br, Inez, KY 41224 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Lot Size	326,700 sqft (7.5 acres)
Garage	Attached
Tax Bill	$2,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028-00-00-235.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	326,700 sqft (7.5 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	14 BILL STEPP BR
City	INEZ
State	KY
Zip	41224-9008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7.5 ACRES & IMP
Jurisdiction	MARTIN KY
Minor Civil Division	INEZ
Census Blockgroup	1
Census Block	1008
Census Tract	950201

Owner

Source: Martin County records · APN 028-00-00-235.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1488, PAINTSVILLE, KY 41240-5488
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2019
Deed Sale	Feb 07, 2019
Deed Doc Number	0000198579
Record Refreshed	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	14 BILL STEPP BR, INEZ, KY 41224-9008
Transaction Type	Mortgage
Record Updated	Jul 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M166/117
Date	May 30, 2023
Book Page	M166/117
Instrument	97676

Lender

Name	CITIZENS BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2020
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (+0.63%)	$180,000 (-) Land $50,000 Building $130,000	$180,000 (-) Land $50,000 Building $130,000
2023	$2,540.00	$180,000 Land $50,000 Building $130,000	$180,000 Land $50,000 Building $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (21159C), updated September 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	About 1 in 192 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.