14 Benjamin St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 14 Benjamin St, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,865 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Mar 2020)
Tax Bill	$13,328 (2024)
Deeds & Mortgages	Jun 2021 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473000 74.-1-37.1`

Property Details

APN / Parcel Number

Primary APN	`473000 74.-1-37.1`
Alternative APNs	`0600-074.00-01.00-037.001` `300007400000010370010000` `4730007392` `39`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	799 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Basement
Porch	Open Porch
Porch Area	32 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	39
Street Address	14 BENJAMIN ST
City	WADING RIVER
State	NY
Zip	11792-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	815 50 L44 QUAIL HLW S2 TRM PK L28&29&SLY 50L45 & SLY
Legal Block	1
Legal Lot Number	37
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1032
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 BENJAMIN ST, WADING RIVER, NY 11792-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed, Transfer
Mar 11, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Book / Page	13051 / 727
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 4, 2021
Property Address	14 BENJAMIN ST, WADING RIVER, NY 11792-1600
Document Number	0131070270
Book / Page	13107 / 270
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1355 HEROES WAY, RIVERHEAD, NY 11901-2000

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 11, 2020
Property Address	14 BENJAMIN ST, WADING RIVER, NY 11792-1600
Document Number	0130510727
Book / Page	013051 / 000727
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 HILLCREST DR SMITHTOWN NY 117873803, SMITHTOWN, NY 11787-3803

Mortgage

Document Number	231140243
Date	Mar 11, 2020
Book Page	023114/000243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 (-) Land $8,900 Building $43,100	$637,255 (+13.85%) Land $109,069 Building $528,186
2024	$13,328.00
2023		$52,000 Land $8,900 Building $43,100	$559,742 Land $95,802 Building $463,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	55 (1981–2025)
Claims Outside the SFHA	16 of 55
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 19 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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