14 Bay Chapel Ct, Conroe, TX 77385 Property Records

Montgomery County property record for 14 Bay Chapel Ct, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,330 sqft · built 1999
Lot Size	0.285 acres (12,397 sqft)
Owner	Individual Name on File
Last Sale	$324,380 (Apr 2026)
Tax Bill	$5,072 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9701-03-01100`

Property Details

APN / Parcel Number

Primary APN	`9701-03-01100`
Alternative APN	`R277913`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,330 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	2,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,397 sqft (0.285 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 BAY CHAPEL CT
City	CONROE
State	TX
Zip	77385-3483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WDLNDS HARPERS LND COLLEGE PK 03, BLOCK 1, LOT 11
Legal Subdivision	WDLNDS HARPERS LND COLLEGE PK 03
Legal Block	1
Legal Lot Number	11
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	692102

Owner

Source: Montgomery County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 BAY CHAPEL CT, THE WOODLANDS, TX 77385-3483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage SMART FINANCIAL CU
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 21, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Dec 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	202639397
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000166562
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483

Mortgage

Document Number	0000021964
Date	Mar 15, 2023
Instrument	2023021964

Lender

Name	SMART FINANCIAL CU
Type	Credit Union
Address	HOUSTON, TX 77072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016142
Date	Feb 8, 2022
Instrument	2022016142

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 8, 2037

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 21, 2026
Property Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483
Document Number	0000039397
Instrument Date	Apr 17, 2026
Instrument	2026.39397
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483

Mortgage

Document Number	0000039398,
Date	Apr 21, 2026
Instrument	2026.39398

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 3, 2021
Property Address	14 BAY CHAPEL CT, CONROE, TX 77385-3483
Document Number	0000166562
Map Reference	CAB M SH 143-146
Instrument Date	Dec 3, 2021
Instrument	2021166562
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 BAY CHAPEL CT, THE WOODLANDS, TX 77385-3483

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,000 (-6.59%) Land $50,000 Building $270,000	$320,000 (-6.59%) Land $50,000 Building $270,000
2024	$5,072.00 (+7.69%) Homeowner's exemption	$342,573 (-5.61%) Land $50,000 Building $292,573	$342,573 (-5.61%) Land $50,000 Building $292,573
2023	$4,710.00 Homeowner's exemption	$362,940 Land $50,000 Building $312,940	$362,940 Land $50,000 Building $312,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 39 serves 4,284 people · EPA ID TX1700332
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
Tachus Fiber	8,000 / 8,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Optimum Communications, T-Mobile USA.

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