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14 Barracuda Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 14 Barracuda Ln, Key Largo, FL 33037

Property Summary

Property TypeCommercial
Details3,064 sqft · built 1979
Lot Size2.38 acres (103,729 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Feb 2021)
Tax Bill$5,991 (2024)
Deeds & MortgagesFeb 2021 Sale
Oct 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN00081780-000214

Property Details

APN / Parcel Number

Primary APN00081780-000214
Alternative APNs
  • 07594100081780000214
  • 1090271

Interior

Units2 Units
Stories2 Stories
Building Area3,064 sqft Gross Area
1st Floor Area3,064 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeMetal Frame
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area103,729 sqft (2.38 acres)

Location & Zoning

Account Number1090271
Street Address14 BARRACUDA LN
CityKEY LARGO
StateFL
Zip33037-3733
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeSC
Legal DescriptionOCEAN REEF LANDING PROPERTY OWNERS ASSOC INC UNIT 14 OR902-320/25 OR903-385/88 OR1836-677/80 OR3073-0479
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionOCEAN REEF LANDINGS
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3090
Census Tract972700

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address19000 LOXAHATCHEE RIVER RD, JUPITER, FL 33458-2412
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 31, 2017Loan Modification, Mortgage
GIBRALTAR PRIVATE BK&TR FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2021 · Amount on File
Deed SaleFeb 3, 2021 · Amount on File
Prior SaleNov 23, 1999 · Amount on File
Deed Document Number20212302339
Deed Book / Page3073 / 479
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 3, 2021
Property Address14 BARRACUDA LN, KEY LARGO, FL 33037-3733
Document Number0030730479
Book / Page3073 / 479
Map ReferenceMB 4 PG 83
Instrument DateFeb 1, 2021
Instrument2302339
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$14,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7739 KINGSBURY BLVD UNIT 11, 7739, SAINT LOUIS, MO 63105-3845

Transferred To (Grantee/Buyer)

NameVerified Name
Address9000 LOXAHATCHEE RIVER ROAD, JUPITER, FL 33458

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address14 BARRACUDA LN, KEY LARGO, FL 33037-3733
Document Number0028780408
Book / Page002878 / 000408
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7739 KINGSBURY BLVD #11 ST LOUIS MO 631053845, 11, ST LOUIS, MO 63105-3845

Mortgage

Document Number0028780408
DateNov 6, 2017
Book Page002878/000408
Instrument2142532
Lender
NameGIBRALTAR PRIVATE BK&TR FSB
TypeBank
Agreement
AmountAmount on Record
Term60 Months
DueNov 5, 2022

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,419,752 (+58.43%) Building $1,419,752$1,419,752 (+58.43%) Building $1,419,752
2024$5,991.00 (-1.22%)
2023$6,065.00 (+1.73%)$896,149 (-) Building $896,149$896,149 (-) Building $896,149
2022$5,962.00$896,149 Building $896,149$896,149 Building $896,149

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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