14 Bancroft Ct, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 14 Bancroft Ct, McCook Lake, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1976
Lot Size	0.154 acres (6,721 sqft)
Owner	2 Trust Names on File
Last Sale	$190,000 (Oct 2015)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05.23.03.1065`

Property Details

APN / Parcel Number

Primary APN	`05.23.03.1065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Combination
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	143 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	14 BANCROFT CT
City	NORTH SIOUX CITY
State	SD
Zip	57049-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 3 ALCOMA ACRES N SIOUX CITY
Legal Subdivision	ALCOMA ACRES
Legal Tract	1
Legal Block	3
Legal Lot Number	14
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	NORTH SIOUX CITY
Census Block Group	3
Census Block	3073
Census Tract	20302

Owner

Source: Union County records · APN 05.23.03.1065

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	14 BANCROFT CT, NORTH SIOUX CITY, SD 57049-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	May 13, 2010 · Amount on Record
Deed Document Number	20154361
Deed Book / Page	105 / 657
Record Updated	Sep 20, 2026

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Sep 27, 2019
Property Address	14 BANCROFT CT, MCCOOK LAKE, SD 57049-4047
Document Number	00109/0618
Book / Page	109 / 0618
Instrument Date	Sep 25, 2019
Instrument	194016
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	North Sioux City
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,349.00 (+14.7%)	$157,527 (+13.85%) Land $10,598 Building $146,929
2024	$2,048.00 (-1.06%)
2023	$2,070.00 (+11.65%)	$138,362 Land $10,598 Building $127,764
2022	$1,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), as of May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Long Lines Cable	1,500 / 50
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hawkeye Topco Holdings.

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600226, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH SIOUX CITY serves 3,042 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.