14 Bacon Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 14 Bacon Rd, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,326 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Oct 2022)
Tax Bill	$25,089 (2024)
Deeds & Mortgages	Oct 2023 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473401 5.-1-3`

Property Details

APN / Parcel Number

Primary APN	`473401 5.-1-3`
Alternative APNs	`0801-005.00-01.00-003.000` `340100500000010030000000` `473400253`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,326 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,818 sqft
2nd Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	87,120 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Shed	1 Shed
Shed Area	100 sqft
Gazebo	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	14 BACON RD
City	SAINT JAMES
State	NY
Zip	11780-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-133337 TC-73 *4584 LOT 26 BACON RD ESTATES
Legal Subdivision	BACON ROAD ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2016
Census Tract	135004

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 BACON RD, SAINT JAMES, NY 11780-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed, Transfer MISC COMPANY
Oct 26, 2022	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Dec 27, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCIAL EQUITIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Book / Page	13174 / 884
Last Transfer Date	Aug 3, 2023
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 6, 2023
Property Address	14 BACON RD, SAINT JAMES, NY 11780-1003
Document Number	0132210645
Book / Page	13221 / 645
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BACON RD, SAINT JAMES, NY 11780-1003

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 26, 2022
Property Address	14 BACON RD, SAINT JAMES, NY 11780-1003
Document Number	0131740884
Book / Page	13174 / 884
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 WASHINGTON AVE, BROOKLYN, NY 11205-4226

Mortgage

Document Number	0023457974
Date	Oct 26, 2022
Instrument	23457/974

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 27, 2017
Property Address	14 BACON RD, SAINT JAMES, NY 11780-1003
Document Number	0129430765
Book / Page	012943 / 000765
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	OMNI TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,996.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1516 AVALON PINES DR CORAM NY 117275140, CORAM, NY 11727-5140

Mortgage

Document Number	228870257
Date	Dec 27, 2017
Book Page	022887/000257

Lender

Name	FINANCIAL EQUITIES
Type	Funding / Finance Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Head Of The Harbor Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,275 (-) Land $1,200 Building $9,075	$1,284,375 (+10,775.32%) Land $150,000 Building $1,134,375
2024	$25,089.00
2023		$10,275 Land $1,200 Building $9,075	$11,810 Land $1,379 Building $10,431

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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