14 Arrowhead Rd, Sudbury, MA 01776 Property Records

Middlesex County and Sudbury Town property record for 14 Arrowhead Rd, Sudbury, MA 01776

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,000 sqft · built 1969
Lot Size	1.02 acres (44,793 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Dec 2021)
Tax Bill	$21,158 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SUDB F-08-00114`

Property Details

APN / Parcel Number

Primary APN	`SUDB F-08-00114`
Alternative APN	`F=08=00114`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,000 sqft Living Area
Gross Area	6,597 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,793 sqft (1.02 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 ARROWHEAD RD
City	SUDBURY
State	MA
Zip	01776-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Jurisdiction	SUDBURY MA
Township / Civil Division	SUDBURY
Census Block Group	2
Census Block	2010
Census Tract	365100

Owner

14 Arrowhead Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Middlesex County and Sudbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 ARROWHEAD RD, SUDBURY, MA 01776-1740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on File
Deed Sale	Dec 2, 2021 · Amount on File
Deed Document Number	2021261541
Deed Book / Page	79272 / 545
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUDBURY MA
Property Address	14 ARROWHEAD RD, SUDBURY, MA 01776-1740
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085346-22
Date	Mar 17, 2026
Book Page	85346/22
Instrument	28600

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUDBURY MA
Recording Date	Dec 2, 2021
Property Address	14 ARROWHEAD RD, SUDBURY, MA 01776-1740
Document Number	079272-545
Book / Page	79272 / 545
Instrument Date	Dec 2, 2021
Instrument	261541
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 ARROWHEAD RD, SUDBURY, MA 01776-1740

Mortgage

Document Number	0000261542
Date	Dec 2, 2021
Instrument	261542

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 14 Arrowhead Rd was $21,158, down 0.2% from the year before.

Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Sudbury Town
Secondary School District	Lincoln-Sudbury School District (09 - 12)
Elementary School District	Sudbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,158.00 (-0.15%)	$1,482,700 (+2.44%) Land $557,300 Building $925,400	$1,500,977 (-1.42%)
2025	$21,190.00 (+3.8%)	$1,447,400 (+3.59%) Land $546,500 Building $900,900	$1,522,660 (+2.4%)
2024	$20,415.00 (+8.03%)	$1,397,300 (+16.61%) Land $530,500 Building $866,800	$1,487,035
2023	$18,897.00	$1,198,300 Land $473,700 Building $724,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Arrowhead Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Arrowhead Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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