14 Arbor Rd, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 14 Arbor Rd, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,556 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$13,216 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/018.0-0112-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/018.0-0112-0000.0`
Alternative APN	`ASHL M:018.0 B:0112 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	1,314 sqft
Basement Area	1,284 sqft
Unfinished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 ARBOR RD
City	ASHLAND
State	MA
Zip	01721-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	112
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1019
Census Tract	385101

Owner

14 Arbor Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 ARBOR RD, ASHLAND, MA 01721-1369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 26, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017
Deed Sale	Jul 27, 2017
Prior Sale	Mar 11, 2011 · Amount on File
Deed Document Number	2017118418
Deed Book / Page	69673 / 287
Transfer Doc	54664-581
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	14 ARBOR RD, ASHLAND, MA 01721-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75178-144
Date	Jul 22, 2020
Book Page	75178/144
Instrument	119346

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 26, 2017
Property Address	14 ARBOR RD, ASHLAND, MA 01721-1369
Document Number	69673-287
Book / Page	069673 / 000287
Instrument Date	Jul 24, 2017
Instrument	118418
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ARBOR RD ASHLAND MA 017211369, ASHLAND, MA 01721-1369

Mortgage

Document Number	69666-285
Date	Jul 26, 2017
Book Page	069666/000285
Instrument	117559

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 14 Arbor Rd was $13,216, up 3.4% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,216.00 (+3.4%)	$1,034,900 (+7.2%) Land $288,700 Building $746,200	$1,115,110 (+14.09%)
2024	$12,782.00 (+9.2%)	$965,400 (+13.58%) Land $288,700 Building $676,700	$977,360
2023	$11,705.00	$850,000 Land $274,700 Building $575,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Arbor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Arbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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