14 Apache Plume Rd, Los Lunas, NM 87031 Property Records

Valencia County property record for 14 Apache Plume Rd, Los Lunas, NM 87031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,447 sqft · built 1991
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R172056`

Property Details

APN / Parcel Number

Primary APN	`R172056`
Alternative APN	`1 013 033 046 353 000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,447 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Lot Area	8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	R172056
Street Address	14 APACHE PLUME RD
City	LOS LUNAS
State	NM
Zip	87031-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LAS MARAVILLAS LOT 7 BLOCK 1 UNIT 2
Legal Subdivision	LAS MARAVILLAS
Legal Block	1
Legal Lot Number	7 1991
Legal Unit	2
Jurisdiction	VALENCIA NM
Township / Civil Division	LOS LUNAS
Census Block Group	2
Census Block	2024
Census Tract	970302

Owner

Source: Valencia County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 11, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 1998
Deed Sale	Oct 2, 1998
Deed Document Number	198849
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545

Mortgage

Document Number	0202312196
Date	Oct 24, 2023
Instrument	202312196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2049

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545

Mortgage

Document Number	0202312307
Date	Oct 26, 2023
Instrument	202312307

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	May 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALENCIA NM
Property Address	14 APACHE PLUME RD, LOS LUNAS, NM 87031-9545
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903697
Date	Apr 11, 2019
Instrument	201903697

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Valencia County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Unified School District	Los Lunas Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+29.09%)	$50,799 (+6.09%) Land $5,464 Building $45,335	$152,396 (+6.09%) Land $16,392 Building $136,004
2023	$1,210.00	$47,883 Land $5,464 Building $42,419	$143,649 Land $16,392 Building $127,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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