14 Ambey Ln, Vinton, OH 45686 Property Records

Gallia County property record for 14 Ambey Ln, Vinton, OH 45686

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1975
Lot Size	0.959 acres (41,774 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Jun 1993)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Jan 2007 Line of Credit Apr 2005 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02800164601`

Property Details

APN / Parcel Number

Primary APN	`02800164601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	41,774 sqft (0.959 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	360 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 AMBEY LN
City	VINTON
State	OH
Zip	45686-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID SIDE NW 1/4 RTS 15-06-24 V560 P182
Jurisdiction	GALLIA OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3101
Census Tract	953600

Owner

14 Ambey Ln is owned by two individuals who acquired it in November 2014.

Source: Gallia County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1370 PRICES SWITCH RD, JACKSON, OH 45640-9349
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2007	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK CO
Apr 8, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HORIZON HOME LOAN CORP
Aug 29, 2011	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK CO
Mar 24, 2015	Deed of Trust, Mortgage GALLIA COUNTY
Mar 24, 2015	Deed of Trust, Mortgage GALLIA COUNTY
Jul 1, 2015	Deed of Trust, Mortgage COUNTY OF GALLIA
Apr 8, 2005	Deed of Trust, Mortgage · ARM FIRST HORIZON HOME LOAN CORP
Nov 10, 2014	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1993 · Amount on File
Deed Sale	Jun 30, 1993 · Amount on File
Deed Book / Page	298 / 345
Last Transfer Date	Nov 6, 2014
Transfer Doc	000560/182
Record Updated	Jun 8, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452/868
Date	Jan 5, 2007
Book Page	452/868
Instrument	070071

Lender

Name	THE OHIO VALLEY BANK CO
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 5, 2021

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000423/337
Date	Apr 8, 2005
Book Page	423/337
Instrument	051212

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	GRASS LAKE, MI 49240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2020

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/663
Date	Aug 29, 2011
Book Page	508/663
Instrument	111907

Lender

Name	THE OHIO VALLEY BANK CO
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	109 Months
Due	Sep 7, 2020

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000565/918
Date	Mar 24, 2015
Book Page	565/918
Instrument	15-0508

Lender

Name	GALLIA COUNTY
Type	Government Agency
Address	GALLIPOLIS, OH 45631

Agreement

Amount	Amount on Record

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000565/918
Date	Mar 24, 2015
Book Page	565/918
Instrument	15-0608

Lender

Name	GALLIA COUNTY
Type	Government Agency
Address	GALLIPOLIS, OH 45631

Agreement

Amount	Amount on Record

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000570/782
Date	Jul 1, 2015
Book Page	570/782
Instrument	15-1603

Lender

Name	COUNTY OF GALLIA
Type	Government Agency

Agreement

Amount	Amount on Record

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000423/343
Date	Apr 8, 2005
Book Page	423/343
Instrument	051213

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.85%
Type Change Date	Apr 1, 2010
Change Frequency	6 Months
Min Rate At Change	7.85%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	14.8%

November 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	GALLIA OH
Recording Date	Nov 10, 2014
Property Address	14 AMBEY LN, VINTON, OH 45686-8863
Document Number	000560/182
Book / Page	560 / 182
Instrument Date	Nov 6, 2014
Instrument	14-2724
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14 AMBEY LN, VINTON, OH 45686-8863

Mortgage

Document Number	0000142725
Date	Nov 10, 2014
Instrument	14-2725

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14 Ambey Ln was $2,360, up 7.9% from the year before.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Springfield Township
Unified School District	Gallia County Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (+7.91%)	$48,680 (-) Land $8,090 Building $40,590
2024	$2,187.00 (+24.19%)	$48,680 (-) Land $8,090 Building $40,590	$139,070 (-) Land $23,110 Building $115,960
2023	$1,761.00	$48,680 Land $8,090 Building $40,590	$139,070 Land $23,110 Building $115,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Ambey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Feb 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Ambey Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	50 / 10
JB-Nets Fixed Wireless	25 / 10

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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