14 9th St, Ridgely, MD 21660 Property Records

Caroline County property record for 14 9th St, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1995
Lot Size0.178 acres (7,761 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Oct 2020)
Tax Bill$3,588 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-014007

Property Details

APN / Parcel Number

Primary APN07-014007
Alternative APNs
  • 7014007
  • 014007

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,761 sqft (0.178 acres)
Deck Area160 sqft
Shed1 Shed
Shed Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number014007
Street Address14 9TH ST
CityRIDGELY
StateMD
Zip21660-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description7761 SQ FT L-49 SE/S GREENSBORO RTE 480 GREENRIDGE SUBDV
Legal SubdivisionGREENRIDGE SUB
Legal Lot Number49
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1051
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 9TH ST, RIDGELY, MD 21660-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleMay 5, 2016 · Amount on Record
Deed Book / Page1446 / 390
Prior Transfer DateJul 15, 2014
Prior Transfer Doc0011160374
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAROLINE MD
Recording DateOct 29, 2020
Property Address14 9TH ST, RIDGELY, MD 21660-1926
Document Number0014460390
Book / Page1446 / 390
Map ReferenceCAB 6 PL 26-B
Instrument DateOct 23, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEQUITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 9TH ST, 14, RIDGELY, MD 21660-1926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 9TH ST, RIDGELY, MD 21660-1926

Mortgage

Document Number0001446397
DateOct 29, 2020
Instrument1446/397
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,588.00 (+11.26%)$241,000 (+12.72%)$268,200 (-) Land $52,600 Building $215,600
2025$3,225.00 (+22.25%)$213,800 (+23.99%)$268,200 (+43.73%) Land $52,600 Building $215,600
2023$2,638.00$172,433$186,600 Land $52,600 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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