Essex County and Saugus Town property record for 14 1st St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,502 sqft · built 1948 |
| Lot Size | 0.167 acres (7,283 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $287,000 (Apr 2003) |
| Tax Bill | $6,210 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0007 L:0012 |
| Primary APN | SAUG M:006-E B:0007 L:0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,283 sqft (0.167 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9469009 |
|---|---|
| Street Address | 14 1ST ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 208101 |
14 1st St is owner-occupied and held in a trust since December 2019.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 1ST ST, SAUGUS, MA 01906-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Dec 31, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit ST JEANS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2003 · Amount on File |
| Deed Sale | Apr 4, 2003 · Amount on File |
| Deed Book / Page | 20528 / 567 |
| Last Transfer Date | Dec 19, 2019 |
| Transfer Doc | 38164-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 1ST ST, SAUGUS, MA 01906-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041203-182 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 41203/182 |
| Instrument | 213 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 1ST ST, SAUGUS, MA 01906-3612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40303-423 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 40303/423 |
| Instrument | 20210922003960 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Dec 31, 2019 |
| Property Address | 14 1ST ST, SAUGUS, MA 01906-3612 |
| Document Number | 38164-228 |
| Book / Page | 038164 / 000228 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 1231002580 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 14 1ST ST SAUGUS MA 019063612, SAUGUS, MA 01906-3612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 14 1ST ST, SAUGUS, MA 01906-3612 |
| Document Number | 35909-58 |
| Book / Page | 035909 / 000058 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35909-58 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 035909/000058 |
| Instrument | 1705310900 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 14 1st St was $6,210, up 3.2% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,210.00 (+3.24%) | $596,000 (+5.82%) Land $353,500 Building $238,300 | $646,341 (+11.5%) |
| 2025 | $6,015.00 (+2.58%) | $563,200 (+2.29%) Land $323,000 Building $240,200 | $579,690 |
| 2024 | $5,864.00 (+3.95%) | $550,600 (+9.9%) Land $314,200 Building $236,400 | |
| 2023 | $5,641.00 | $501,000 Land $274,900 Building $226,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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