14 1st St, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 14 1st St, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,176 sqft · built 2019
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2024)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`22-2S-20-33120-107-0140`

Property Details

APN / Parcel Number

Primary APN	`22-2S-20-33120-107-0140`
Alternative APNs	`22-220-33120-107-0140` `1085507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	1,176 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 1ST ST
City	SANTA ROSA BEACH
State	FL
Zip	32459-3954
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RP
Legal Description	LOT 14 BLK 107 TOWN OF SANTA ROSA PB 2-61 OR 90-283 OR 1549-154 OR 2894-434 OR 3031-2832 OR 3121-584 OR 3144-2072 OR 3316-3321
Legal Range	020
Legal Township	02S
Legal Section	22
Legal Subdivision	TOWN OF SANTA ROSA
Legal Block	107
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2009
Census Tract	950605

Owner

14 1st St, a mobile home, is owned by two individuals who bought it in February 2024.

Source: Walton County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	389 CHURCHILL BAYOU RD, SANTA ROSA BEACH, FL 32459-4006
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
May 28, 2020	Warranty Deed, Transfer EMERALD COAST TITLE INC
Oct 15, 2019	Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H & S TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	20246798
Deed Book / Page	3316 / 3321
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2024
Property Address	14 1ST ST, SANTA ROSA BEACH, FL 32459-3954
Document Number	0033163321
Book / Page	3316 / 3321
Map Reference	MB 2 PG 61
Instrument Date	Feb 23, 2024
Instrument	20240006798
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MOUNTAIN TOP DUNE DR, SANTA ROSA BEACH, FL 32459-5150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 CHURCHILL BAYOU RD, SANTA ROSA BEACH, FL 32459-4006

Mortgage

Document Number	0033163323
Date	Feb 28, 2024
Instrument	3316/3323

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 28, 2020
Property Address	14 1ST ST, SANTA ROSA BEACH, FL 32459-3954
Document Number	0031442072
Book / Page	003144 / 002072
Instrument Date	May 28, 2020
Instrument	18096
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 MOUNTAIN TOP DUNE DR SANTA ROSA BEACH FL 324595150, SANTA ROSA BEACH, FL 32459-5150

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2019
Property Address	14 1ST ST, SANTA ROSA BEACH, FL 32459-3954
Document Number	0031210584
Book / Page	003121 / 000584
Instrument Date	Oct 10, 2019
Instrument	35839
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	H AND S TITLE AND ESCROW INC, H & S TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 AIRPORT RD #130 DESTIN FL 325412879, 130, DESTIN, FL 32541-2879

Tax Assessment & Valuation

The 2025 property tax bill for 14 1st St was $1,358, up 3.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (+3.35%)	$150,337 Land $60,000 Building $90,337	$150,337 Land $60,000 Building $90,337
2024	$1,314.00 (+40.09%)
2023	$938.00 (+176.7%)	$105,483 (+182.25%) Land $43,750 Building $61,733	$105,483 (+182.25%) Land $43,750 Building $61,733
2022	$339.00	$37,372 Land $37,372	$37,372 Land $37,372

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 1st St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 354 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	354 in force
Nearby Flood Claims	22 (2004–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Michael, Oct 2018 · 3 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 1st St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Point Broadband.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures