Monmouth County and Rumson Borough property record for 14 1st St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 2024 |
| Lot Size | 0.149 acres (6,508 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Sep 2020) |
| Tax Bill | $8,521 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00004-0000-00009-01 |
| Primary APN | 41-00004-0000-00009-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 336 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,508 sqft (0.149 acres) |
| Lot Dimensions | 105 ft deep x 62 ft wide |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 003900 |
|---|---|
| Street Address | 14 1ST ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 9.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 803900 |
14 1st St is owned and occupied by two individuals who acquired it in December 2023.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 1ST ST, RUMSON, NJ 07760-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Sep 17, 2020 | Grant Deed, Transfer · Conventional with PMI CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on File |
| Deed Sale | Sep 17, 2020 · Amount on File |
| Deed Document Number | 2020105936 |
| Deed Book / Page | 9441 / 7701 |
| Last Transfer Date | Dec 20, 2023 |
| Transfer Doc | 0000000517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 1ST ST, RUMSON, NJ 07760-1304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | KENZLEY TITLE GROUP LLC, KELLY TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0097767278 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 9776/7278 |
| Instrument | 2026007495 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 17, 2020 |
| Property Address | 14 1ST ST, RUMSON, NJ 07760-1304 |
| Document Number | 0000105936 |
| Book / Page | 009441 / 007701 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 105936 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 1ST ST RUMSON NJ 077601304, RUMSON, NJ 07760-1304 |
| Document Number | 105937 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 009441/007732 |
| Instrument | 105937 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
The 2025 property tax bill for 14 1st St was $8,521, up 2.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,242,000 (+176.01%) Land $895,400 Building $1,346,600 | $2,242,000 (+176.01%) Land $895,400 Building $1,346,600 | |
| 2025 | $8,521.00 (+2.44%) | $812,300 Land $812,300 | $812,300 Land $812,300 |
| 2024 | $8,318.00 | ||
| 2023 | $728,700 Land $659,900 Building $68,800 | $728,700 Land $659,900 Building $68,800 | |
| 2022 | $8,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures