13D 10th Ave, Key West, FL 33040 Property Records

Monroe County property record for 13D 10th Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 2022
Lot Size0.081 acres (3,570 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Sep 2022)
Tax Bill$6,311 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone AE (high risk)
APN00128800-000000

Property Details

APN / Parcel Number

Primary APN00128800-000000
Alternative APNs
  • 35672500128800000000
  • 1162965

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,482 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,570 sqft (0.081 acres)
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1162965
Old Parcel Number35672500128800000000
Street Address13D 10TH AVE
CityKEY WEST
StateFL
Zip33040-5868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK D LT 13 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR659-757 OR3135-1701 OR3194-0831
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN GARDENS NO 2
Legal BlockD
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4010
Census Tract971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 10TH AVE # D, D, KEY WEST, FL 33040
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Nov 4, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleNov 4, 2021 · Amount on Record
Deed Document Number2391576
Deed Book / Page3194 / 831
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 15, 2022
Property Address13D 10TH AVE, KEY WEST, FL 33040-5868
Document Number0031940831
Book / Page3194 / 831
Map ReferenceMB 5 PG 90
Instrument DateSep 8, 2022
Instrument2391576
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1215 TRUMAN AVE, KEY WEST, FL 33040-7248

Transferred To (Grantee/Buyer)

NameVerified Name
Address13D 10TH AVE, KEY WEST, FL 33040-5868

Mortgage

Document Number0003194833
DateSep 15, 2022
Instrument3194/833
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 4, 2021
Property Address13D 10TH AVE, KEY WEST, FL 33040-5868
Document Number0031351701
Book / Page3135 / 1701
Map ReferenceMB 5 PG 90
Instrument DateOct 29, 2021
Instrument2347157
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2455, KEY WEST, FL 33045-2455

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 87380, CAROL STREAM, IL 60188-7380

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$695,228 (+8.38%) Land $299,880 Building $395,348$695,228 (+8.38%) Land $299,880 Building $395,348
2024$6,311.00 (+7.26%)
2023$5,884.00 (+175.08%)$641,478 (+221.36%) Land $278,460 Building $363,018$641,478 (+221.36%) Land $278,460 Building $363,018
2022$2,139.00$199,612 Land $197,243 Building $2,369$199,612 Land $197,243 Building $2,369

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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