13997 Spruce Pine Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 13997 Spruce Pine Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Vacant Land
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$654,286 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77-41-43-05-08-000-2280`

Property Details

APN / Parcel Number

Primary APN	`77-41-43-05-08-000-2280`

Exterior

Lot Area	6,251 sqft (0.144 acres)

Location & Zoning

Street Address	13997 SPRUCE PINE DR
City	LOXAHATCHEE
State	FL
Zip	33470-2046
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-1
Legal Description	PINES OF WESTLAKE PHASE 2 LT 228
Legal Subdivision	PINES OF WESTLAKE PHASE 2
Legal Lot Number	228
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

Source: Palm Beach County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13997 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Deed Document Number	2025408904
Deed Book / Page	36138 / 1811
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 18, 2025
Property Address	13997 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2046
Document Number	0361381811
Book / Page	36138 / 1811
Map Reference	MB 137 PG 70
Instrument Date	Nov 14, 2025
Instrument	20250408904
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,580.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4443 LYONS RD STE 201, 201, COCONUT CREEK, FL 33073-4388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13997 SPRUCE PINE DR, WESTLAKE, FL 33470-2046

Mortgage

Document Number	0361381813
Date	Nov 18, 2025
Instrument	36138/1813

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$149,000	$149,000 Land $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.