13995 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 13995 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,102 sqft · built 1992
Lot Size	0.626 acres (27,281 sqft)
Owner	2 Company Names on Record
Last Sale	$998,000 (May 2018)
Tax Bill	$12,951 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-161-01-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	27,281 sqft (0.626 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13995 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 429 TR 012660
Legal Subdivision	4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	429
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13995 SADDLEWOOD DR, POWAY, CA 92064-3247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Intrafamily Transfer, Transfer
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	May 8, 2003 · Amount on Record
Deed Document Number	2018187010
Last Transfer Date	Mar 15, 2024
Transfer Doc	0000072361
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2024
Property Address	13995 SADDLEWOOD DR, POWAY, CA 92064-3247
Document Number	0000072361
Map Reference	MAP 12660
Instrument Date	Mar 15, 2024
Instrument	2024-0072361
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	13995 SADDLEWOOD DR, POWAY, CA 92064-3247

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2018
Property Address	13995 SADDLEWOOD DR, POWAY, CA 92064-3247
Document Number	0000187010
Instrument Date	Apr 25, 2018
Instrument	187010
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,097.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13995 SADDLEWOOD DR POWAY CA 920643247, POWAY, CA 92064-3247

Mortgage

Document Number	187011
Date	May 9, 2018
Instrument	187011

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,158,140 (+2%) Land $570,677 Building $587,463
2025	$12,951.00 (+4.87%) Homeowner's exemption	$1,135,433 (+4.04%) Land $559,488 Building $575,945
2023	$12,349.00 (+1.68%) Homeowner's exemption	$1,091,344 Land $537,763 Building $553,581
2022	$12,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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