13990 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13990 Darchance Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,023 sqft · built 2009
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Oct 2009)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-23-27-1612-00-200`

Property Details

APN / Parcel Number

Primary APN	`26-23-27-1612-00-200`
Alternative APNs	`272326161200200` `148746` `149912` `152033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	2,023 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13990 DARCHANCE RD
City	WINDERMERE
State	FL
Zip	34786-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ENCLAVE AT BERKSHIRE PARK 65/124 LOT 20
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	ENCLAVE AT BERKSHIRE PARK
Legal Tract	1612
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2034
Census Tract	17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13990 DARCHANCE RD, WINDERMERE, FL 34786-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2009 · Amount on Record
Deed Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	2009618282
Deed Book / Page	9950 / 2797
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13990 DARCHANCE RD, WINDERMERE, FL 34786-6312
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13990 DARCHANCE RD, WINDERMERE, FL 34786-6312

Mortgage

Document Number	20210322473
Date	May 28, 2021
Instrument	20210322473

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13990 DARCHANCE RD, WINDERMERE, FL 34786-6312
Document Number	0000081029
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13990 DARCHANCE RD WINDERMERE FL 347866312, WINDERMERE, FL 34786-6312

Mortgage

Document Number	0000081029
Date	Feb 13, 2017
Instrument	81029

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,164 (+2.7%)	$450,720 (-1.13%) Land $125,000 Building $325,720
2025	$4,035.00 (+6.1%) Homeowner's exemption	$250,403 (+5.99%)	$455,860 (+9.49%) Land $125,000 Building $330,860
2024	$3,803.00 (+7.61%)
2023	$3,534.00 (+4.37%) Homeowner's exemption	$236,258 (+3%)	$416,358 (+17.4%) Land $125,000 Building $291,358
2022	$3,386.00 Homeowner's exemption	$229,377	$354,649 Land $110,000 Building $244,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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