1399 Talache Rd, Sagle, ID 83860 Property Records

Bonner County property record for 1399 Talache Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Lot Size	5.95 acres (259,182 sqft)
Owner	2 Company Names on Record
Tax Bill	$937 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP004160000140A`

Property Details

APN / Parcel Number

Primary APN	`RP004160000140A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,618 sqft Finished Area
1st Floor Area	2,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	259,182 sqft (5.95 acres)
Garage Type	Attached
Garage Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1399 TALACHE RD
City	SAGLE
State	ID
Zip	83860-8695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	23/24-56N-2W SHEPHERD LAKE LOT 14 LESS RD
Legal Range	02W
Legal Township	56N
Legal Section	24
Legal Subdivision	SHEPHERD LAKE
Legal Lot Number	14
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1024
Census Tract	950901

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 164, SAGLE, ID 83860-0164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
May 13, 2022	Warranty Deed, Transfer NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN
Mar 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022
Deed Sale	May 13, 2022
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20221005329
Prior Transfer Date	Jun 3, 2008
Prior Transfer Doc	0000752847
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Sep 21, 2026
Property Address	1399 TALACHE RD, SAGLE, ID 83860-8695
Document Number	0001067402
Instrument Date	Sep 15, 2026
Instrument	20261067402
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NORTH TITLE, NORTH IDAHO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1399 TALACHE RD, SAGLE, ID 83860-8695

Mortgage

Document Number	0001067402,
Date	Sep 21, 2026
Instrument	20261067402

Lender

Name	MOUNTAIN WEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 13, 2022
Property Address	1399 TALACHE RD, SAGLE, ID 83860-8695
Document Number	0001005329
Map Reference	MB 3 PG 75
Instrument Date	May 6, 2022
Instrument	1005329
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, SANTA YNEZ, CA 93460-0046

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Mar 8, 2022
Property Address	1399 TALACHE RD, SAGLE, ID 83860-8695
Document Number	0001001781
Map Reference	MB 3 PG 75
Instrument Date	Mar 2, 2022
Instrument	1001781
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8136 CALLE CATALONIA, CARLSBAD, CA 92009-8954

Mortgage

Document Number	0001001782
Date	Mar 8, 2022
Instrument	1001782

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$937.00 Homeowner's exemption	$1,327,003 (+395.78%) Land $358,707 Building $968,296	$1,327,003 (+395.78%) Land $358,707 Building $968,296
2025	$937.00 (-16.11%) Homeowner's exemption	$267,657 (-1%) Land $267,657	$267,657 (-1%) Land $267,657
2023	$1,117.00	$297,398 Land $297,398	$297,398 Land $297,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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