1399 Shore Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1399 Shore Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,086 sqft · built 1989
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2017)
Tax Bill	$5,998 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-08766800`

Property Details

APN / Parcel Number

Primary APN	`01-904-08766800`
Alternative APNs	`1-904-08766800` `90408766800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	144 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90408766800
Street Address	1399 SHORE DR
City	EDGEWATER
State	MD
Zip	21037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 2599RA WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	2599R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2011
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 SHORE DR, EDGEWATER, MD 21037-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit FAIRFAX COUNTY FCU
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC
Nov 22, 2017	Deed of Trust, Mortgage PRIME LNDG
Apr 19, 2017	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Oct 28, 1998 · Amount on Record
Deed Document Number	201730847-026
Deed Book / Page	30847 / 26
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 30, 2026
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Document Number	4230000421
Book / Page	42305 / 421
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	4230000421,
Date	Apr 30, 2026
Book Page	42305/421

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392900150
Date	Nov 23, 2022
Book Page	39290/150

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CU TITLE INS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0318290488
Date	Feb 9, 2018
Book Page	31829/488

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FREESTATE TITLE CNSLTS LLC, FREESTATE TTL CONSULTANTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371120028
Date	Jul 1, 2021
Book Page	37112/28

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company
Address	CROFTON, MD 21114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Document Number	0316230239
Book / Page	031623 / 000239
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NTC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 SHORE DR EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number	0316230239
Date	Dec 1, 2017
Book Page	031623/000239

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 19, 2017
Property Address	1399 SHORE DR, EDGEWATER, MD 21037
Document Number	0308470026
Book / Page	030847 / 000026
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	TITLE MAX CORPORATION, TITLE MAX CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1399 SHORE DR EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number	308470031
Date	Apr 19, 2017
Book Page	030847/000031

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,400 (+1.6%) Land $234,100 Building $239,300	$473,400 (-) Land $234,100 Building $239,300
2025	$5,998.00 (+1.27%) Homeowner's exemption	$465,967 (+3.3%)	$473,400 (+4.94%) Land $234,100 Building $239,300
2024	$5,923.00 (+20.24%)
2023	$4,926.00 Homeowner's exemption	$451,100 Land $214,100 Building $237,000	$451,100 Land $214,100 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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