St. Louis County property record for 1399 Regency Estates Ct, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,646 sqft · built 1997 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (May 2016) |
| Tax Bill | $11,531 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18R-13-0710 |
| Primary APN | 18R-13-0710 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,646 sqft Living Area |
| Gross Area | 7,276 sqft |
| 1st Floor Area | 1,757 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 295 ft deep x 388 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 72 sqft |
| Patio Area | 320 sqft |
| Balcony Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1399 REGENCY ESTATES CT |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-1965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | REGENCY ESTATES LOT 1 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 215235 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1399 REGENCY ESTATES CT, CHESTERFIELD, MO 63017-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 11, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on Record |
| Deed Sale | May 4, 2016 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Document Number | 2016202 |
| Deed Book / Page | 22000 / 1671 |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0183063589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1399 REGENCY ESTATES CT, CHESTERFIELD, MO 63017-1965 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OF ST LO |
| Name | Verified Name |
|---|---|
| Address | 1399 REGENCY ESTATES CT, CHESTERFIELD, MO 63017-1965 |
| Document Number | 0241263387 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 24126/3387 |
| Instrument | 2020071000497 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1399 REGENCY ESTATES CT, CHESTERFIELD, MO 63017-1965 |
| Document Number | 0231862319 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1399 REGENCY ESTATES CT CHESTERFIELD MO 630171965, CHESTERFIELD, MO 63017-1965 |
| Document Number | 0231862319 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 023186/002319 |
| Instrument | 356 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,950 (-) Land $47,860 Building $137,090 | $973,400 (-) Land $251,900 Building $721,500 | |
| 2025 | $11,531.00 (+1.11%) | $184,950 (+6.96%) Land $47,860 Building $137,090 | $973,400 (+6.97%) Land $251,900 Building $721,500 |
| 2024 | $11,404.00 (+4.27%) | ||
| 2023 | $10,937.00 (+8.85%) | $172,910 (+19.29%) Land $34,490 Building $138,420 | $910,000 (+19.28%) Land $181,500 Building $728,500 |
| 2022 | $10,048.00 | $144,950 Land $29,030 Building $115,920 | |
| 2021 | $762,900 Land $152,800 Building $610,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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