1399 E West Shady Side Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 1399 E West Shady Side Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,058 sqft · built 2017
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2017)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-000-90217140`

Property Details

APN / Parcel Number

Primary APN	`07-000-90217140`
Alternative APNs	`7-000-90217140` `00090217140`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,058 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090217140
Street Address	1399 E WEST SHADY SIDE RD
City	SHADY SIDE
State	MD
Zip	20764-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 1 2 OAK GROVE
Legal Subdivision	OAK GROVE
Legal Block	4
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	4
Census Block	4003
Census Tract	707001

Owner

Source: Anne Arundel County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust · Reverse Mortgage ACRISURE NATIONAL LENDER SER
Sep 16, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage SEVERN SVGS BK FSB
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SVGS BK FSB
Apr 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Mar 11, 2005
Deed Document Number	201731397-418
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0308260160
Record Updated	Oct 29, 2026

September 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 16, 2026
Property Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Document Number	4270000350
Book / Page	42709 / 350
Instrument Date	Aug 25, 2026
Record Updated	Oct 8, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709

Mortgage

Document Number	4270000350,
Date	Sep 16, 2026
Book Page	42709/350

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	836 Months
Due	May 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 16, 2026
Property Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Document Number	4270000326
Book / Page	42709 / 326
Instrument Date	Aug 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709

Mortgage

Document Number	4270000326,
Date	Sep 16, 2026
Book Page	42709/326

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	836 Months
Due	May 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 28, 2017
Property Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Document Number	0313970418
Book / Page	031397 / 000418
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1399 EASE W SHADYSIDE RD SHADY SIDE MD 20764, SHADY SIDE, MD 20764

Mortgage

Document Number	313970424
Date	Sep 28, 2017
Book Page	031397/000424

Lender

Name	SEVERN SVGS BK FSB
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Document Number	0310820457
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 HOLIDAY CT #108 ANNAPOLIS MD 214017003, 108, ANNAPOLIS, MD 21401-7003

Mortgage

Document Number	0310820457
Date	Jun 22, 2017
Book Page	031082/000457

Lender

Name	SEVERN SVGS BK FSB
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 13, 2017
Property Address	1399 E WEST SHADY SIDE RD, SHADY SIDE, MD 20764-9709
Document Number	0308260160
Book / Page	030826 / 000160
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 485 SHADY SIDE MD 207640485, SHADY SIDE, MD 20764-0485

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,600 (+5.09%) Land $135,000 Building $368,600	$503,600 (-) Land $135,000 Building $368,600
2025	$5,398.00 (+2.04%) Homeowner's exemption	$479,200 (+11.34%)	$503,600 (+17.01%) Land $135,000 Building $368,600
2024	$5,290.00 (+13.45%)
2023	$4,663.00 Homeowner's exemption	$430,400 Land $135,000 Building $295,400	$430,400 Land $135,000 Building $295,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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